Detroit, MI vs Albany, NY
Moving from Detroit to Albany? Here's what changes — from your equivalent salary to housing ($269,080 → $370,533 median home) and taxes.
Detroit vs Albany at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Detroit, MI, you'd need about $99,990 in Albany, NY (−$10).
Livability — Detroit, MI: 62 · Albany, NY: 58 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,066 sqft in Detroit vs 2,159 sqft in Albany ($163 vs $232 per sqft).
Annual cost breakdown (at $100,000)
| Category | Detroit, MI | Albany, NY | Difference |
|---|---|---|---|
| Housing | $18,000 | $20,172 | +$2,172 |
| Groceries | $4,896 | $4,868 | −$28 |
| Transportation | $4,575 | $3,895 | −$680 |
| Utilities | $2,316 | $3,180 | +$864 |
| Insurance | $1,300 | $1,600 | +$300 |
| Taxes | $9,547 | $18,849 | +$9,302 |
| Total | $40,634 | $52,564 | +$11,930 |
Side by side
| Metric | Detroit, MI | Albany, NY |
|---|---|---|
| Cost-of-living index | 98.2 | 98.2 |
| Unemployment rate | 6.60% | 4.97% |
| Population growth (5-yr) | 1.7% | 2.3% |
| Air quality (median AQI) | 55 | 37 |
| Big Mac price (est.) | $5.59 | $5.59 |
| Median home price | $269,080 | $370,533 |
| Home price ÷ income | 3.7× | 4.4× |
| 1-yr home appreciation | 2.8% | 5.5% |
| Price per square foot | $163 | $232 |
| Median rent | $1,500 | $1,681 |
| Total tax burden (% income) | 10.0% | 15.9% |
| Combined sales tax | 6.00% | 8.52% |
| Capital gains tax | 4.25% | 10.90% |
| Property tax rate | 1.43% | 1.95% |
| Healthcare (annual) | $6,500 | $7,800 |
| Childcare (annual, infant) | $11,000 | $17,000 |
| Vehicle property tax | 0.61% | None |
| Avg commute (min) | 27 | 23 |
| Home insurance / yr | $1,300 | $1,600 |
| Auto insurance / yr | $2,700 | $2,100 |
| Flood insurance / yr | $600 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 21.4 | 29.4 |
| Gas $/gal | 3.35 | 3.45 |
| Violent crime /100k | 460 | 350 |
| Avg summer high °F | 83 | 83 |
| Avg winter low °F | 16 | 16 |
| Permit difficulty (1–5) | 3 | 5 |