Detroit, MI vs Oxnard, CA
Moving from Detroit to Oxnard? Here's what changes — from your equivalent salary to housing ($269,080 → $883,047 median home) and taxes.
Detroit vs Oxnard at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Detroit, MI, you'd need about $115,784 in Oxnard, CA (+$15,784).
Livability — Detroit, MI: 62 · Oxnard, CA: 41 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,066 sqft in Detroit vs 849 sqft in Oxnard ($163 vs $589 per sqft).
Annual cost breakdown (at $100,000)
| Category | Detroit, MI | Oxnard, CA | Difference |
|---|---|---|---|
| Housing | $18,000 | $35,748 | +$17,748 |
| Groceries | $4,896 | $5,247 | +$350 |
| Transportation | $4,575 | $5,125 | +$550 |
| Utilities | $2,316 | $3,804 | +$1,488 |
| Insurance | $1,300 | $1,500 | +$200 |
| Taxes | $9,547 | $21,499 | +$11,952 |
| Total | $40,634 | $72,923 | +$32,288 |
Side by side
| Metric | Detroit, MI | Oxnard, CA |
|---|---|---|
| Cost-of-living index | 98.2 | 113.7 |
| Unemployment rate | 6.60% | 5.32% |
| Population growth (5-yr) | 1.7% | -0.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.59 | $6.47 |
| Median home price | $269,080 | $883,047 |
| Home price ÷ income | 3.7× | 8.6× |
| 1-yr home appreciation | 2.8% | -0.6% |
| Price per square foot | $163 | $589 |
| Median rent | $1,500 | $2,979 |
| Total tax burden (% income) | 10.0% | 13.5% |
| Combined sales tax | 6.00% | 8.82% |
| Capital gains tax | 4.25% | 13.30% |
| Property tax rate | 1.43% | 0.71% |
| Healthcare (annual) | $6,500 | $7,200 |
| Childcare (annual, infant) | $11,000 | $19,000 |
| Vehicle property tax | 0.61% | 0.65% |
| Avg commute (min) | 27 | 26 |
| Home insurance / yr | $1,300 | $1,500 |
| Auto insurance / yr | $2,700 | $2,400 |
| Flood insurance / yr | $600 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 21.4 | 35.3 |
| Gas $/gal | 3.35 | 4.85 |
| Natural gas / mo | $78 | $72 |
| Water & sewer / mo | $74 | $138 |
| Home internet / mo | $78 | $83 |
| Violent crime /100k | 460 | 500 |
| Avg summer high °F | 83 | 84 |
| Avg winter low °F | 16 | 45 |
| Annual precipitation (in) | 34.3 | 14.3 |
| Annual snowfall (in) | 45.0 | 0.0 |
| Sunshine (% possible) | 53% | 73% |
| Permit difficulty (1–5) | 3 | 5 |