Duluth, MN vs Baltimore, MD
Moving from Duluth to Baltimore? Here's what changes — from your equivalent salary to housing ($264,350 → $405,877 median home) and taxes.
Duluth vs Baltimore at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Duluth, MN, you'd need about $118,356 in Baltimore, MD (+$18,356).
Livability — Duluth, MN: 68 · Baltimore, MD: 57 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,404 sqft in Duluth vs 2,341 sqft in Baltimore ($147 vs $214 per sqft).
Annual cost breakdown (at $100,000)
| Category | Duluth, MN | Baltimore, MD | Difference |
|---|---|---|---|
| Housing | $16,572 | $23,028 | +$6,456 |
| Groceries | $4,846 | $5,075 | +$229 |
| Transportation | $3,375 | $3,685 | +$310 |
| Utilities | $1,776 | $2,388 | +$612 |
| Insurance | $2,200 | $1,400 | −$800 |
| Taxes | $14,852 | $11,584 | −$3,268 |
| Total | $43,621 | $47,160 | +$3,539 |
Side by side
| Metric | Duluth, MN | Baltimore, MD |
|---|---|---|
| Cost-of-living index | 87.2 | 103.2 |
| Unemployment rate | 4.41% | 4.86% |
| Population growth (5-yr) | 4.4% | 1.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $4.96 | $5.87 |
| Median home price | $264,350 | $405,877 |
| Home price ÷ income | 3.9× | 4.3× |
| 1-yr home appreciation | 6.6% | 0.8% |
| Price per square foot | $147 | $214 |
| Median rent | $1,381 | $1,919 |
| Total tax burden (% income) | 12.1% | 11.3% |
| Combined sales tax | 8.10% | 6.00% |
| Capital gains tax | 9.85% | 5.75% |
| Property tax rate | 1.12% | 1.04% |
| Healthcare (annual) | $6,800 | $7,200 |
| Childcare (annual, infant) | $16,000 | $16,000 |
| Vehicle property tax | 1.58% | None |
| Avg commute (min) | 20 | 30 |
| Home insurance / yr | $2,200 | $1,400 |
| Auto insurance / yr | $1,600 | $1,900 |
| Flood insurance / yr | $600 | $750 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.4 | 22.1 |
| Gas $/gal | 3.15 | 3.30 |
| Natural gas / mo | $76 | $88 |
| Water & sewer / mo | $77 | $106 |
| Home internet / mo | $81 | $82 |
| Violent crime /100k | 280 | 450 |
| Avg summer high °F | 83 | 88 |
| Avg winter low °F | 4 | 27 |
| Annual precipitation (in) | 31.6 | 45.0 |
| Annual snowfall (in) | 51.2 | 19.3 |
| Sunshine (% possible) | 58% | 57% |
| Permit difficulty (1–5) | 3 | 4 |