Eugene, OR vs Indianapolis, IN
Moving from Eugene to Indianapolis? Here's what changes — from your equivalent salary to housing ($459,366 → $295,921 median home) and taxes.
Eugene vs Indianapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Eugene, OR, you'd need about $91,410 in Indianapolis, IN (−$8,590).
Livability — Eugene, OR: 59 · Indianapolis, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,850 sqft in Eugene vs 3,211 sqft in Indianapolis ($270 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | Eugene, OR | Indianapolis, IN | Difference |
|---|---|---|---|
| Housing | $21,360 | $18,636 | −$2,724 |
| Groceries | $5,239 | $4,740 | −$499 |
| Transportation | $3,680 | $3,250 | −$430 |
| Utilities | $1,704 | $1,932 | +$228 |
| Insurance | $900 | $1,600 | +$700 |
| Taxes | $13,148 | $7,367 | −$5,781 |
| Total | $46,031 | $37,525 | −$8,506 |
Side by side
| Metric | Eugene, OR | Indianapolis, IN |
|---|---|---|
| Cost-of-living index | 103.5 | 94.7 |
| Unemployment rate | 6.69% | 4.28% |
| Population growth (5-yr) | 5.2% | 6.1% |
| Air quality (median AQI) | 44 | 55 |
| Big Mac price (est.) | $5.89 | $5.39 |
| Median home price | $459,366 | $295,921 |
| Home price ÷ income | 7.1× | 4.0× |
| 1-yr home appreciation | 0.0% | 1.3% |
| Price per square foot | $270 | $156 |
| Median rent | $1,780 | $1,553 |
| Total tax burden (% income) | 10.8% | 9.3% |
| Combined sales tax | 0.00% | 7.00% |
| Capital gains tax | 9.90% | 3.05% |
| Property tax rate | 0.89% | 0.84% |
| Healthcare (annual) | $6,600 | $6,600 |
| Childcare (annual, infant) | $15,000 | $12,000 |
| Vehicle property tax | None | 1.20% |
| Avg commute (min) | 20 | 25 |
| Home insurance / yr | $900 | $1,600 |
| Auto insurance / yr | $1,500 | $1,400 |
| Flood insurance / yr | $650 | $600 |
| Earthquake insurance / yr | $600 | $100 |
| Electricity ¢/kWh | 15.8 | 17.9 |
| Gas $/gal | 4.10 | 3.30 |
| Violent crime /100k | 340 | 360 |
| Avg summer high °F | 82 | 86 |
| Avg winter low °F | 34 | 20 |
| Permit difficulty (1–5) | 4 | 2 |