Fargo, ND vs Denver, CO
Moving from Fargo to Denver? Here's what changes — from your equivalent salary to housing ($327,854 → $573,221 median home) and taxes.
Fargo vs Denver at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Fargo, ND, you'd need about $118,660 in Denver, CO (+$18,660).
Livability — Fargo, ND: 68 · Denver, CO: 52 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,592 sqft in Fargo vs 1,657 sqft in Denver ($193 vs $302 per sqft).
Annual cost breakdown (at $100,000)
| Category | Fargo, ND | Denver, CO | Difference |
|---|---|---|---|
| Housing | $13,872 | $22,920 | +$9,048 |
| Groceries | $4,850 | $5,079 | +$229 |
| Transportation | $3,130 | $4,050 | +$920 |
| Utilities | $1,332 | $1,788 | +$456 |
| Insurance | $2,100 | $2,800 | +$700 |
| Taxes | $8,083 | $9,828 | +$1,745 |
| Total | $33,367 | $46,464 | +$13,098 |
Side by side
| Metric | Fargo, ND | Denver, CO |
|---|---|---|
| Cost-of-living index | 89.1 | 105.8 |
| Unemployment rate | 3.11% | 4.26% |
| Population growth (5-yr) | 8.2% | 5.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.07 | $6.02 |
| Median home price | $327,854 | $573,221 |
| Home price ÷ income | 4.5× | 5.9× |
| 1-yr home appreciation | 3.2% | -2.9% |
| Price per square foot | $193 | $302 |
| Median rent | $1,156 | $1,910 |
| Total tax burden (% income) | 8.8% | 9.7% |
| Combined sales tax | 7.04% | 7.77% |
| Capital gains tax | 2.50% | 4.40% |
| Property tax rate | 1.20% | 0.52% |
| Healthcare (annual) | $7,000 | $6,800 |
| Childcare (annual, infant) | $10,000 | $16,000 |
| Vehicle property tax | None | 1.79% |
| Avg commute (min) | 18 | 28 |
| Home insurance / yr | $2,100 | $2,800 |
| Auto insurance / yr | $1,400 | $2,000 |
| Flood insurance / yr | $650 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 12.3 | 16.5 |
| Gas $/gal | 3.20 | 3.30 |
| Natural gas / mo | $62 | $65 |
| Water & sewer / mo | $70 | $120 |
| Home internet / mo | $88 | $87 |
| Violent crime /100k | 290 | 490 |
| Avg summer high °F | 84 | 88 |
| Avg winter low °F | -2 | 18 |
| Annual precipitation (in) | 22.6 | 15.4 |
| Annual snowfall (in) | 50.0 | 49.0 |
| Sunshine (% possible) | 57% | 69% |
| Permit difficulty (1–5) | 2 | 3 |