Fargo, ND vs Virginia Beach, VA
Moving from Fargo to Virginia Beach? Here's what changes — from your equivalent salary to housing ($327,854 → $373,678 median home) and taxes.
Fargo vs Virginia Beach at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Fargo, ND, you'd need about $109,634 in Virginia Beach, VA (+$9,634).
Livability — Fargo, ND: 68 · Virginia Beach, VA: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,592 sqft in Fargo vs 2,677 sqft in Virginia Beach ($193 vs $187 per sqft).
Annual cost breakdown (at $100,000)
| Category | Fargo, ND | Virginia Beach, VA | Difference |
|---|---|---|---|
| Housing | $13,872 | $22,344 | +$8,472 |
| Groceries | $4,850 | $4,853 | +$3 |
| Transportation | $3,130 | $3,080 | −$50 |
| Utilities | $1,332 | $1,872 | +$540 |
| Insurance | $2,100 | $1,500 | −$600 |
| Taxes | $8,083 | $10,303 | +$2,220 |
| Total | $33,367 | $43,952 | +$10,585 |
Side by side
| Metric | Fargo, ND | Virginia Beach, VA |
|---|---|---|
| Cost-of-living index | 89.1 | 97.7 |
| Unemployment rate | 3.11% | 5.24% |
| Population growth (5-yr) | 8.2% | 4.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.07 | $5.56 |
| Median home price | $327,854 | $373,678 |
| Home price ÷ income | 4.5× | 4.8× |
| 1-yr home appreciation | 3.2% | 2.5% |
| Price per square foot | $193 | $187 |
| Median rent | $1,156 | $1,862 |
| Total tax burden (% income) | 8.8% | 12.5% |
| Combined sales tax | 7.04% | 5.73% |
| Capital gains tax | 2.50% | 5.75% |
| Property tax rate | 1.20% | 0.86% |
| Healthcare (annual) | $7,000 | $6,800 |
| Childcare (annual, infant) | $10,000 | $15,000 |
| Vehicle property tax | None | 3.97% |
| Avg commute (min) | 18 | 25 |
| Home insurance / yr | $2,100 | $1,500 |
| Auto insurance / yr | $1,400 | $1,400 |
| Flood insurance / yr | $650 | $700 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 12.3 | 17.4 |
| Gas $/gal | 3.20 | 3.20 |
| Natural gas / mo | $62 | $78 |
| Water & sewer / mo | $70 | $103 |
| Home internet / mo | $88 | $77 |
| Violent crime /100k | 290 | 200 |
| Avg summer high °F | 84 | 87 |
| Avg winter low °F | -2 | 28 |
| Annual precipitation (in) | 22.6 | 49.2 |
| Annual snowfall (in) | 50.0 | 6.2 |
| Sunshine (% possible) | 57% | 60% |
| Permit difficulty (1–5) | 2 | 3 |