Fort Collins, CO vs Austin, TX
Moving from Fort Collins to Austin? Here's what changes — from your equivalent salary to housing ($556,500 → $428,524 median home) and taxes.
Fort Collins vs Austin at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Fort Collins, CO, you'd need about $100,995 in Austin, TX (+$995).
Livability — Fort Collins, CO: 59 · Austin, TX: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,707 sqft in Fort Collins vs 2,450 sqft in Austin ($293 vs $204 per sqft).
Annual cost breakdown (at $100,000)
| Category | Fort Collins, CO | Austin, TX | Difference |
|---|---|---|---|
| Housing | $23,136 | $19,620 | −$3,516 |
| Groceries | $4,814 | $4,647 | −$167 |
| Transportation | $4,050 | $3,675 | −$375 |
| Utilities | $1,788 | $1,836 | +$48 |
| Insurance | $2,800 | $3,600 | +$800 |
| Taxes | $9,647 | $9,558 | −$88 |
| Total | $46,234 | $42,936 | −$3,299 |
Side by side
| Metric | Fort Collins, CO | Austin, TX |
|---|---|---|
| Cost-of-living index | 97.3 | 98.3 |
| Unemployment rate | 4.57% | 4.30% |
| Population growth (5-yr) | 8.6% | 14.8% |
| Air quality (median AQI) | 54 | 52 |
| Big Mac price (est.) | $5.54 | $5.59 |
| Median home price | $556,500 | $428,524 |
| Home price ÷ income | 6.4× | 4.6× |
| 1-yr home appreciation | -1.5% | -6.0% |
| Price per square foot | $293 | $204 |
| Median rent | $1,928 | $1,635 |
| Total tax burden (% income) | 9.7% | 8.6% |
| Combined sales tax | 7.77% | 8.20% |
| Capital gains tax | 4.40% | None |
| Property tax rate | 0.52% | 1.71% |
| Healthcare (annual) | $6,800 | $6,800 |
| Childcare (annual, infant) | $16,000 | $9,500 |
| Vehicle property tax | 1.79% | None |
| Avg commute (min) | 23 | 27 |
| Home insurance / yr | $2,800 | $3,600 |
| Auto insurance / yr | $2,000 | $2,100 |
| Flood insurance / yr | $550 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.5 | 17.0 |
| Gas $/gal | 3.30 | 3.00 |
| Violent crime /100k | 490 | 430 |
| Avg summer high °F | 88 | 96 |
| Avg winter low °F | 18 | 38 |
| Permit difficulty (1–5) | 3 | 2 |