Fort Collins, CO vs Cincinnati, OH
Moving from Fort Collins to Cincinnati? Here's what changes — from your equivalent salary to housing ($556,500 → $311,270 median home) and taxes.
Fort Collins vs Cincinnati at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Fort Collins, CO, you'd need about $96,831 in Cincinnati, OH (−$3,169).
Livability — Fort Collins, CO: 59 · Cincinnati, OH: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,707 sqft in Fort Collins vs 2,651 sqft in Cincinnati ($293 vs $189 per sqft).
Annual cost breakdown (at $100,000)
| Category | Fort Collins, CO | Cincinnati, OH | Difference |
|---|---|---|---|
| Housing | $23,136 | $18,900 | −$4,236 |
| Groceries | $4,814 | $4,718 | −$96 |
| Transportation | $4,050 | $3,025 | −$1,025 |
| Utilities | $1,788 | $2,100 | +$312 |
| Insurance | $2,800 | $1,300 | −$1,500 |
| Taxes | $9,647 | $8,820 | −$826 |
| Total | $46,234 | $38,863 | −$7,372 |
Side by side
| Metric | Fort Collins, CO | Cincinnati, OH |
|---|---|---|
| Cost-of-living index | 97.3 | 94.2 |
| Unemployment rate | 4.57% | 4.37% |
| Population growth (5-yr) | 8.6% | 4.5% |
| Air quality (median AQI) | 54 | 54 |
| Big Mac price (est.) | $5.54 | $5.36 |
| Median home price | $556,500 | $311,270 |
| Home price ÷ income | 6.4× | 4.1× |
| 1-yr home appreciation | -1.5% | 2.5% |
| Price per square foot | $293 | $189 |
| Median rent | $1,928 | $1,575 |
| Total tax burden (% income) | 9.7% | 10.0% |
| Combined sales tax | 7.77% | 7.24% |
| Capital gains tax | 4.40% | 3.50% |
| Property tax rate | 0.52% | 1.26% |
| Healthcare (annual) | $6,800 | $6,400 |
| Childcare (annual, infant) | $16,000 | $10,000 |
| Vehicle property tax | 1.79% | None |
| Avg commute (min) | 23 | 25 |
| Home insurance / yr | $2,800 | $1,300 |
| Auto insurance / yr | $2,000 | $1,300 |
| Flood insurance / yr | $550 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.5 | 19.5 |
| Gas $/gal | 3.30 | 3.25 |
| Violent crime /100k | 490 | 300 |
| Avg summer high °F | 88 | 85 |
| Avg winter low °F | 18 | 20 |
| Permit difficulty (1–5) | 3 | 2 |