Fort Collins, CO vs Denver, CO
Moving from Fort Collins to Denver? Here's what changes — from your equivalent salary to housing ($556,500 → $573,221 median home) and taxes.
Fort Collins vs Denver at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Fort Collins, CO, you'd need about $108,694 in Denver, CO (+$8,694).
Livability — Fort Collins, CO: 59 · Denver, CO: 52 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,707 sqft in Fort Collins vs 1,657 sqft in Denver ($293 vs $302 per sqft).
Annual cost breakdown (at $100,000)
| Category | Fort Collins, CO | Denver, CO | Difference |
|---|---|---|---|
| Housing | $23,136 | $22,920 | −$216 |
| Groceries | $4,814 | $5,079 | +$265 |
| Transportation | $4,050 | $4,050 | +$0 |
| Utilities | $1,788 | $1,788 | +$0 |
| Insurance | $2,800 | $2,800 | +$0 |
| Taxes | $9,647 | $9,828 | +$181 |
| Total | $46,234 | $46,464 | +$230 |
Side by side
| Metric | Fort Collins, CO | Denver, CO |
|---|---|---|
| Cost-of-living index | 97.3 | 105.8 |
| Unemployment rate | 4.57% | 4.26% |
| Population growth (5-yr) | 8.6% | 5.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.54 | $6.02 |
| Median home price | $556,500 | $573,221 |
| Home price ÷ income | 6.4× | 5.9× |
| 1-yr home appreciation | -1.5% | -2.9% |
| Price per square foot | $293 | $302 |
| Median rent | $1,928 | $1,910 |
| Total tax burden (% income) | 9.7% | 9.7% |
| Combined sales tax | 7.77% | 7.77% |
| Capital gains tax | 4.40% | 4.40% |
| Property tax rate | 0.52% | 0.52% |
| Healthcare (annual) | $6,800 | $6,800 |
| Childcare (annual, infant) | $16,000 | $16,000 |
| Vehicle property tax | 1.79% | 1.79% |
| Avg commute (min) | 23 | 28 |
| Home insurance / yr | $2,800 | $2,800 |
| Auto insurance / yr | $2,000 | $2,000 |
| Flood insurance / yr | $550 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.5 | 16.5 |
| Gas $/gal | 3.30 | 3.30 |
| Natural gas / mo | $65 | $65 |
| Water & sewer / mo | $120 | $120 |
| Home internet / mo | $87 | $87 |
| Violent crime /100k | 490 | 490 |
| Avg summer high °F | 88 | 88 |
| Avg winter low °F | 18 | 18 |
| Annual precipitation (in) | 15.4 | 15.4 |
| Annual snowfall (in) | 49.0 | 49.0 |
| Sunshine (% possible) | 69% | 69% |
| Permit difficulty (1–5) | 3 | 3 |