Fort Collins, CO vs San Jose, CA
Moving from Fort Collins to San Jose? Here's what changes — from your equivalent salary to housing ($556,500 → $1,610,466 median home) and taxes.
Fort Collins vs San Jose at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Fort Collins, CO, you'd need about $116,187 in San Jose, CA (+$16,187).
Livability — Fort Collins, CO: 59 · San Jose, CA: 32 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,707 sqft in Fort Collins vs 466 sqft in San Jose ($293 vs $1074 per sqft).
Annual cost breakdown (at $100,000)
| Category | Fort Collins, CO | San Jose, CA | Difference |
|---|---|---|---|
| Housing | $23,136 | $43,500 | +$20,364 |
| Groceries | $4,814 | $5,247 | +$433 |
| Transportation | $4,050 | $5,125 | +$1,075 |
| Utilities | $1,788 | $3,804 | +$2,016 |
| Insurance | $2,800 | $1,500 | −$1,300 |
| Taxes | $9,647 | $25,449 | +$15,803 |
| Total | $46,234 | $84,625 | +$38,390 |
Side by side
| Metric | Fort Collins, CO | San Jose, CA |
|---|---|---|
| Cost-of-living index | 97.3 | 113.1 |
| Unemployment rate | 4.57% | 4.50% |
| Population growth (5-yr) | 8.6% | 0.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.54 | $6.43 |
| Median home price | $556,500 | $1,610,466 |
| Home price ÷ income | 6.4× | 10.6× |
| 1-yr home appreciation | -1.5% | -1.4% |
| Price per square foot | $293 | $1074 |
| Median rent | $1,928 | $3,625 |
| Total tax burden (% income) | 9.7% | 13.5% |
| Combined sales tax | 7.77% | 8.82% |
| Capital gains tax | 4.40% | 13.30% |
| Property tax rate | 0.52% | 0.71% |
| Healthcare (annual) | $6,800 | $7,200 |
| Childcare (annual, infant) | $16,000 | $19,000 |
| Vehicle property tax | 1.79% | 0.65% |
| Avg commute (min) | 23 | 28 |
| Home insurance / yr | $2,800 | $1,500 |
| Auto insurance / yr | $2,000 | $2,400 |
| Flood insurance / yr | $550 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 16.5 | 35.3 |
| Gas $/gal | 3.30 | 4.85 |
| Natural gas / mo | $65 | $72 |
| Water & sewer / mo | $120 | $138 |
| Home internet / mo | $87 | $83 |
| Violent crime /100k | 490 | 500 |
| Avg summer high °F | 88 | 84 |
| Avg winter low °F | 18 | 45 |
| Annual precipitation (in) | 15.4 | 13.5 |
| Annual snowfall (in) | 49.0 | 0.0 |
| Sunshine (% possible) | 69% | 68% |
| Permit difficulty (1–5) | 3 | 5 |