Gainesville, FL vs Providence, RI
Moving from Gainesville to Providence? Here's what changes — from your equivalent salary to housing ($306,605 → $524,867 median home) and taxes.
Gainesville vs Providence at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Gainesville, FL, you'd need about $104,395 in Providence, RI (+$4,395).
Livability — Gainesville, FL: 70 · Providence, RI: 58 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,018 sqft in Gainesville vs 1,524 sqft in Providence ($166 vs $328 per sqft).
Annual cost breakdown (at $100,000)
| Category | Gainesville, FL | Providence, RI | Difference |
|---|---|---|---|
| Housing | $20,172 | $25,956 | +$5,784 |
| Groceries | $4,813 | $4,922 | +$108 |
| Transportation | $4,800 | $3,875 | −$925 |
| Utilities | $1,656 | $3,060 | +$1,404 |
| Insurance | $4,200 | $1,700 | −$2,500 |
| Taxes | $4,548 | $13,121 | +$8,573 |
| Total | $40,189 | $52,634 | +$12,444 |
Side by side
| Metric | Gainesville, FL | Providence, RI |
|---|---|---|
| Cost-of-living index | 97.2 | 101.5 |
| Unemployment rate | 4.90% | 5.82% |
| Population growth (5-yr) | 23.1% | 3.6% |
| Air quality (median AQI) | 38 | 42 |
| Big Mac price (est.) | $5.53 | $5.78 |
| Median home price | $306,605 | $524,867 |
| Home price ÷ income | 5.4× | 6.5× |
| 1-yr home appreciation | -1.3% | 3.1% |
| Price per square foot | $166 | $328 |
| Median rent | $1,681 | $2,163 |
| Total tax burden (% income) | 9.1% | 11.4% |
| Combined sales tax | 7.02% | 7.00% |
| Capital gains tax | None | 5.99% |
| Property tax rate | 0.92% | 1.31% |
| Healthcare (annual) | $7,500 | $7,600 |
| Childcare (annual, infant) | $10,000 | $13,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 23 | 26 |
| Home insurance / yr | $4,200 | $1,700 |
| Auto insurance / yr | $2,900 | $2,100 |
| Flood insurance / yr | $1,400 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 28.3 |
| Gas $/gal | 3.35 | 3.35 |
| Violent crime /100k | 380 | 240 |
| Avg summer high °F | 91 | 82 |
| Avg winter low °F | 52 | 21 |
| Permit difficulty (1–5) | 3 | 4 |