Hagerstown, MD vs Boston, MA
Moving from Hagerstown to Boston? Here's what changes — from your equivalent salary to housing ($324,997 → $741,868 median home) and taxes.
Hagerstown vs Boston at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Hagerstown, MD, you'd need about $115,764 in Boston, MA (+$15,764).
Livability — Hagerstown, MD: 65 · Boston, MA: 48 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,922 sqft in Hagerstown vs 1,146 sqft in Boston ($171 vs $436 per sqft).
Annual cost breakdown (at $100,000)
| Category | Hagerstown, MD | Boston, MA | Difference |
|---|---|---|---|
| Housing | $19,152 | $38,532 | +$19,380 |
| Groceries | $4,805 | $5,040 | +$235 |
| Transportation | $3,685 | $3,210 | −$475 |
| Utilities | $2,388 | $3,180 | +$792 |
| Insurance | $1,400 | $1,800 | +$400 |
| Taxes | $9,558 | $17,694 | +$8,136 |
| Total | $40,988 | $69,455 | +$28,468 |
Side by side
| Metric | Hagerstown, MD | Boston, MA |
|---|---|---|
| Cost-of-living index | 95.4 | 110.4 |
| Unemployment rate | 4.84% | 5.02% |
| Population growth (5-yr) | 13.0% | 2.9% |
| Air quality (median AQI) | 42 | 43 |
| Big Mac price (est.) | $5.43 | $6.28 |
| Median home price | $324,997 | $741,868 |
| Home price ÷ income | 4.5× | 6.9× |
| 1-yr home appreciation | 2.6% | 1.6% |
| Price per square foot | $171 | $436 |
| Median rent | $1,596 | $3,211 |
| Total tax burden (% income) | 11.3% | 11.5% |
| Combined sales tax | 6.00% | 6.25% |
| Capital gains tax | 5.75% | 9.00% |
| Property tax rate | 0.70% | 1.14% |
| Healthcare (annual) | $7,200 | $8,200 |
| Childcare (annual, infant) | $16,000 | $21,000 |
| Vehicle property tax | None | 2.25% |
| Avg commute (min) | 31 | 31 |
| Home insurance / yr | $1,400 | $1,800 |
| Auto insurance / yr | $1,900 | $1,500 |
| Flood insurance / yr | $750 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 29.4 |
| Gas $/gal | 3.30 | 3.30 |
| Violent crime /100k | 450 | 330 |
| Avg summer high °F | 88 | 82 |
| Avg winter low °F | 27 | 22 |
| Permit difficulty (1–5) | 4 | 4 |