Hagerstown, MD vs Cleveland, OH
Moving from Hagerstown to Cleveland? Here's what changes — from your equivalent salary to housing ($324,997 → $252,210 median home) and taxes.
Hagerstown vs Cleveland at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Hagerstown, MD, you'd need about $95,847 in Cleveland, OH (−$4,153).
Livability — Hagerstown, MD: 65 · Cleveland, OH: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,922 sqft in Hagerstown vs 3,270 sqft in Cleveland ($171 vs $153 per sqft).
Annual cost breakdown (at $100,000)
| Category | Hagerstown, MD | Cleveland, OH | Difference |
|---|---|---|---|
| Housing | $19,152 | $17,532 | −$1,620 |
| Groceries | $4,805 | $4,830 | +$25 |
| Transportation | $3,685 | $3,025 | −$660 |
| Utilities | $2,388 | $2,100 | −$288 |
| Insurance | $1,400 | $1,300 | −$100 |
| Taxes | $9,558 | $9,518 | −$40 |
| Total | $40,988 | $38,305 | −$2,683 |
Side by side
| Metric | Hagerstown, MD | Cleveland, OH |
|---|---|---|
| Cost-of-living index | 95.4 | 91.4 |
| Unemployment rate | 4.84% | 5.88% |
| Population growth (5-yr) | 13.0% | 0.8% |
| Air quality (median AQI) | 42 | 55 |
| Big Mac price (est.) | $5.43 | $5.20 |
| Median home price | $324,997 | $252,210 |
| Home price ÷ income | 4.5× | 3.8× |
| 1-yr home appreciation | 2.6% | 4.3% |
| Price per square foot | $171 | $153 |
| Median rent | $1,596 | $1,461 |
| Total tax burden (% income) | 11.3% | 10.0% |
| Combined sales tax | 6.00% | 7.24% |
| Capital gains tax | 5.75% | 3.50% |
| Property tax rate | 0.70% | 1.84% |
| Healthcare (annual) | $7,200 | $6,400 |
| Childcare (annual, infant) | $16,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 31 | 25 |
| Home insurance / yr | $1,400 | $1,300 |
| Auto insurance / yr | $1,900 | $1,300 |
| Flood insurance / yr | $750 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 19.5 |
| Gas $/gal | 3.30 | 3.25 |
| Violent crime /100k | 450 | 300 |
| Avg summer high °F | 88 | 85 |
| Avg winter low °F | 27 | 20 |
| Permit difficulty (1–5) | 4 | 2 |