Hagerstown, MD vs Denver, CO
Moving from Hagerstown to Denver? Here's what changes — from your equivalent salary to housing ($324,997 → $573,221 median home) and taxes.
Hagerstown vs Denver at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Hagerstown, MD, you'd need about $110,914 in Denver, CO (+$10,914).
Livability — Hagerstown, MD: 65 · Denver, CO: 52 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,922 sqft in Hagerstown vs 1,657 sqft in Denver ($171 vs $302 per sqft).
Annual cost breakdown (at $100,000)
| Category | Hagerstown, MD | Denver, CO | Difference |
|---|---|---|---|
| Housing | $19,152 | $22,920 | +$3,768 |
| Groceries | $4,805 | $5,079 | +$274 |
| Transportation | $3,685 | $4,050 | +$365 |
| Utilities | $2,388 | $1,788 | −$600 |
| Insurance | $1,400 | $2,800 | +$1,400 |
| Taxes | $9,558 | $9,828 | +$270 |
| Total | $40,988 | $46,464 | +$5,477 |
Side by side
| Metric | Hagerstown, MD | Denver, CO |
|---|---|---|
| Cost-of-living index | 95.4 | 105.8 |
| Unemployment rate | 4.84% | 4.26% |
| Population growth (5-yr) | 13.0% | 5.7% |
| Air quality (median AQI) | 42 | 64 |
| Big Mac price (est.) | $5.43 | $6.02 |
| Median home price | $324,997 | $573,221 |
| Home price ÷ income | 4.5× | 5.9× |
| 1-yr home appreciation | 2.6% | -2.9% |
| Price per square foot | $171 | $302 |
| Median rent | $1,596 | $1,910 |
| Total tax burden (% income) | 11.3% | 9.7% |
| Combined sales tax | 6.00% | 7.77% |
| Capital gains tax | 5.75% | 4.40% |
| Property tax rate | 0.70% | 0.52% |
| Healthcare (annual) | $7,200 | $6,800 |
| Childcare (annual, infant) | $16,000 | $16,000 |
| Vehicle property tax | None | 1.79% |
| Avg commute (min) | 31 | 28 |
| Home insurance / yr | $1,400 | $2,800 |
| Auto insurance / yr | $1,900 | $2,000 |
| Flood insurance / yr | $750 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 16.5 |
| Gas $/gal | 3.30 | 3.30 |
| Violent crime /100k | 450 | 490 |
| Avg summer high °F | 88 | 88 |
| Avg winter low °F | 27 | 18 |
| Permit difficulty (1–5) | 4 | 3 |