Hagerstown, MD vs Indianapolis, IN
Moving from Hagerstown to Indianapolis? Here's what changes — from your equivalent salary to housing ($324,997 → $295,921 median home) and taxes.
Hagerstown vs Indianapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Hagerstown, MD, you'd need about $99,255 in Indianapolis, IN (−$745).
Livability — Hagerstown, MD: 65 · Indianapolis, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,922 sqft in Hagerstown vs 3,211 sqft in Indianapolis ($171 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | Hagerstown, MD | Indianapolis, IN | Difference |
|---|---|---|---|
| Housing | $19,152 | $18,636 | −$516 |
| Groceries | $4,805 | $4,740 | −$65 |
| Transportation | $3,685 | $3,250 | −$435 |
| Utilities | $2,388 | $1,932 | −$456 |
| Insurance | $1,400 | $1,600 | +$200 |
| Taxes | $9,558 | $7,367 | −$2,191 |
| Total | $40,988 | $37,525 | −$3,463 |
Side by side
| Metric | Hagerstown, MD | Indianapolis, IN |
|---|---|---|
| Cost-of-living index | 95.4 | 94.7 |
| Unemployment rate | 4.84% | 4.28% |
| Population growth (5-yr) | 13.0% | 6.1% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.43 | $5.39 |
| Median home price | $324,997 | $295,921 |
| Home price ÷ income | 4.5× | 4.0× |
| 1-yr home appreciation | 2.6% | 1.3% |
| Price per square foot | $171 | $156 |
| Median rent | $1,596 | $1,553 |
| Total tax burden (% income) | 11.3% | 9.3% |
| Combined sales tax | 6.00% | 7.00% |
| Capital gains tax | 5.75% | 3.05% |
| Property tax rate | 0.70% | 0.84% |
| Healthcare (annual) | $7,200 | $6,600 |
| Childcare (annual, infant) | $16,000 | $12,000 |
| Vehicle property tax | None | 1.20% |
| Avg commute (min) | 31 | 25 |
| Home insurance / yr | $1,400 | $1,600 |
| Auto insurance / yr | $1,900 | $1,400 |
| Flood insurance / yr | $750 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 17.9 |
| Gas $/gal | 3.30 | 3.30 |
| Natural gas / mo | $88 | $72 |
| Water & sewer / mo | $106 | $102 |
| Home internet / mo | $82 | $81 |
| Violent crime /100k | 450 | 360 |
| Avg summer high °F | 88 | 86 |
| Avg winter low °F | 27 | 20 |
| Annual precipitation (in) | 45.0 | 43.6 |
| Annual snowfall (in) | 19.3 | 25.5 |
| Sunshine (% possible) | 57% | 55% |
| Permit difficulty (1–5) | 4 | 2 |