Hagerstown, MD vs Jacksonville, FL
Moving from Hagerstown to Jacksonville? Here's what changes — from your equivalent salary to housing ($324,997 → $352,994 median home) and taxes.
Hagerstown vs Jacksonville at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Hagerstown, MD, you'd need about $104,493 in Jacksonville, FL (+$4,493).
Livability — Hagerstown, MD: 65 · Jacksonville, FL: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,922 sqft in Hagerstown vs 2,621 sqft in Jacksonville ($171 vs $191 per sqft).
Annual cost breakdown (at $100,000)
| Category | Hagerstown, MD | Jacksonville, FL | Difference |
|---|---|---|---|
| Housing | $19,152 | $20,412 | +$1,260 |
| Groceries | $4,805 | $4,813 | +$9 |
| Transportation | $3,685 | $4,800 | +$1,115 |
| Utilities | $2,388 | $1,656 | −$732 |
| Insurance | $1,400 | $4,200 | +$2,800 |
| Taxes | $9,558 | $4,713 | −$4,845 |
| Total | $40,988 | $40,594 | −$393 |
Side by side
| Metric | Hagerstown, MD | Jacksonville, FL |
|---|---|---|
| Cost-of-living index | 95.4 | 99.6 |
| Unemployment rate | 4.84% | 4.54% |
| Population growth (5-yr) | 13.0% | 11.4% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.43 | $5.67 |
| Median home price | $324,997 | $352,994 |
| Home price ÷ income | 4.5× | 4.8× |
| 1-yr home appreciation | 2.6% | -1.7% |
| Price per square foot | $171 | $191 |
| Median rent | $1,596 | $1,701 |
| Total tax burden (% income) | 11.3% | 9.1% |
| Combined sales tax | 6.00% | 7.02% |
| Capital gains tax | 5.75% | None |
| Property tax rate | 0.70% | 0.80% |
| Healthcare (annual) | $7,200 | $7,500 |
| Childcare (annual, infant) | $16,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 31 | 26 |
| Home insurance / yr | $1,400 | $4,200 |
| Auto insurance / yr | $1,900 | $2,900 |
| Flood insurance / yr | $750 | $1,400 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 15.4 |
| Gas $/gal | 3.30 | 3.35 |
| Natural gas / mo | $88 | $38 |
| Water & sewer / mo | $106 | $88 |
| Home internet / mo | $82 | $76 |
| Violent crime /100k | 450 | 380 |
| Avg summer high °F | 88 | 91 |
| Avg winter low °F | 27 | 52 |
| Annual precipitation (in) | 45.0 | 47.6 |
| Annual snowfall (in) | 19.3 | 0.0 |
| Sunshine (% possible) | 57% | 63% |
| Permit difficulty (1–5) | 4 | 3 |