Hagerstown, MD vs Sacramento, CA
Moving from Hagerstown to Sacramento? Here's what changes — from your equivalent salary to housing ($324,997 → $582,707 median home) and taxes.
Hagerstown vs Sacramento at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Hagerstown, MD, you'd need about $114,399 in Sacramento, CA (+$14,399).
Livability — Hagerstown, MD: 65 · Sacramento, CA: 49 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,922 sqft in Hagerstown vs 1,287 sqft in Sacramento ($171 vs $389 per sqft).
Annual cost breakdown (at $100,000)
| Category | Hagerstown, MD | Sacramento, CA | Difference |
|---|---|---|---|
| Housing | $19,152 | $27,396 | +$8,244 |
| Groceries | $4,805 | $5,247 | +$442 |
| Transportation | $3,685 | $5,125 | +$1,440 |
| Utilities | $2,388 | $3,804 | +$1,416 |
| Insurance | $1,400 | $1,500 | +$100 |
| Taxes | $9,558 | $20,410 | +$10,852 |
| Total | $40,988 | $63,482 | +$22,494 |
Side by side
| Metric | Hagerstown, MD | Sacramento, CA |
|---|---|---|
| Cost-of-living index | 95.4 | 109.1 |
| Unemployment rate | 4.84% | 5.74% |
| Population growth (5-yr) | 13.0% | 5.6% |
| Air quality (median AQI) | 42 | 55 |
| Big Mac price (est.) | $5.43 | $6.21 |
| Median home price | $324,997 | $582,707 |
| Home price ÷ income | 4.5× | 6.5× |
| 1-yr home appreciation | 2.6% | -1.6% |
| Price per square foot | $171 | $389 |
| Median rent | $1,596 | $2,283 |
| Total tax burden (% income) | 11.3% | 13.5% |
| Combined sales tax | 6.00% | 8.82% |
| Capital gains tax | 5.75% | 13.30% |
| Property tax rate | 0.70% | 0.79% |
| Healthcare (annual) | $7,200 | $7,200 |
| Childcare (annual, infant) | $16,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 31 | 28 |
| Home insurance / yr | $1,400 | $1,500 |
| Auto insurance / yr | $1,900 | $2,400 |
| Flood insurance / yr | $750 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 22.1 | 35.3 |
| Gas $/gal | 3.30 | 4.85 |
| Violent crime /100k | 450 | 500 |
| Avg summer high °F | 88 | 84 |
| Avg winter low °F | 27 | 45 |
| Permit difficulty (1–5) | 4 | 5 |