Hagerstown, MD vs St. Louis, MO
Moving from Hagerstown to St. Louis? Here's what changes — from your equivalent salary to housing ($324,997 → $276,878 median home) and taxes.
Hagerstown vs St. Louis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Hagerstown, MD, you'd need about $99,594 in St. Louis, MO (−$406).
Livability — Hagerstown, MD: 65 · St. Louis, MO: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,922 sqft in Hagerstown vs 3,161 sqft in St. Louis ($171 vs $158 per sqft).
Annual cost breakdown (at $100,000)
| Category | Hagerstown, MD | St. Louis, MO | Difference |
|---|---|---|---|
| Housing | $19,152 | $17,412 | −$1,740 |
| Groceries | $4,805 | $4,934 | +$130 |
| Transportation | $3,685 | $3,390 | −$295 |
| Utilities | $2,388 | $1,512 | −$876 |
| Insurance | $1,400 | $2,400 | +$1,000 |
| Taxes | $9,558 | $10,488 | +$930 |
| Total | $40,988 | $40,136 | −$851 |
Side by side
| Metric | Hagerstown, MD | St. Louis, MO |
|---|---|---|
| Cost-of-living index | 95.4 | 95.0 |
| Unemployment rate | 4.84% | 4.35% |
| Population growth (5-yr) | 13.0% | 0.3% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.43 | $5.40 |
| Median home price | $324,997 | $276,878 |
| Home price ÷ income | 4.5× | 3.7× |
| 1-yr home appreciation | 2.6% | 2.9% |
| Price per square foot | $171 | $158 |
| Median rent | $1,596 | $1,451 |
| Total tax burden (% income) | 11.3% | 9.3% |
| Combined sales tax | 6.00% | 8.38% |
| Capital gains tax | 5.75% | 4.80% |
| Property tax rate | 0.70% | 1.26% |
| Healthcare (annual) | $7,200 | $6,400 |
| Childcare (annual, infant) | $16,000 | $10,000 |
| Vehicle property tax | None | 2.55% |
| Avg commute (min) | 31 | 25 |
| Home insurance / yr | $1,400 | $2,400 |
| Auto insurance / yr | $1,900 | $1,800 |
| Flood insurance / yr | $750 | $750 |
| Earthquake insurance / yr | $100 | $400 |
| Electricity ¢/kWh | 22.1 | 14.0 |
| Gas $/gal | 3.30 | 3.00 |
| Natural gas / mo | $88 | $72 |
| Water & sewer / mo | $106 | $184 |
| Home internet / mo | $82 | $86 |
| Violent crime /100k | 450 | 490 |
| Avg summer high °F | 88 | 89 |
| Avg winter low °F | 27 | 22 |
| Annual precipitation (in) | 45.0 | 41.7 |
| Annual snowfall (in) | 19.3 | 16.6 |
| Sunshine (% possible) | 57% | 57% |
| Permit difficulty (1–5) | 4 | 2 |