Houston, TX vs Memphis, TN
Moving from Houston to Memphis? Here's what changes — from your equivalent salary to housing ($308,306 → $247,229 median home) and taxes.
Houston vs Memphis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Houston, TX, you'd need about $92,192 in Memphis, TN (−$7,808).
Livability — Houston, TX: 75 · Memphis, TN: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,406 sqft in Houston vs 4,045 sqft in Memphis ($147 vs $124 per sqft).
Annual cost breakdown (at $100,000)
| Category | Houston, TX | Memphis, TN | Difference |
|---|---|---|---|
| Housing | $19,668 | $17,292 | −$2,376 |
| Groceries | $5,085 | $4,715 | −$369 |
| Transportation | $3,675 | $3,130 | −$545 |
| Utilities | $1,836 | $1,608 | −$228 |
| Insurance | $3,600 | $2,200 | −$1,400 |
| Taxes | $7,399 | $5,158 | −$2,241 |
| Total | $41,263 | $34,103 | −$7,160 |
Side by side
| Metric | Houston, TX | Memphis, TN |
|---|---|---|
| Cost-of-living index | 99.7 | 91.9 |
| Unemployment rate | 5.96% | 6.84% |
| Population growth (5-yr) | 7.6% | -0.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.67 | $5.23 |
| Median home price | $308,306 | $247,229 |
| Home price ÷ income | 3.9× | 4.0× |
| 1-yr home appreciation | -2.0% | 0.1% |
| Price per square foot | $147 | $124 |
| Median rent | $1,639 | $1,441 |
| Total tax burden (% income) | 8.6% | 7.6% |
| Combined sales tax | 8.20% | 9.55% |
| Capital gains tax | None | None |
| Property tax rate | 1.79% | 0.87% |
| Healthcare (annual) | $6,800 | $6,300 |
| Childcare (annual, infant) | $9,500 | $9,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 24 |
| Home insurance / yr | $3,600 | $2,200 |
| Auto insurance / yr | $2,100 | $1,600 |
| Flood insurance / yr | $900 | $700 |
| Earthquake insurance / yr | $100 | $350 |
| Electricity ¢/kWh | 17.0 | 14.9 |
| Gas $/gal | 3.00 | 2.95 |
| Natural gas / mo | $52 | $62 |
| Water & sewer / mo | $134 | $121 |
| Home internet / mo | $83 | $80 |
| Violent crime /100k | 430 | 600 |
| Avg summer high °F | 96 | 89 |
| Avg winter low °F | 38 | 30 |
| Annual precipitation (in) | 55.6 | 54.9 |
| Annual snowfall (in) | 0.1 | 2.7 |
| Sunshine (% possible) | 59% | 64% |
| Permit difficulty (1–5) | 2 | 2 |