Houston, TX vs San Luis Obispo, CA
Moving from Houston to San Luis Obispo? Here's what changes — from your equivalent salary to housing ($308,306 → $909,699 median home) and taxes.
Houston vs San Luis Obispo at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Houston, TX, you'd need about $111,317 in San Luis Obispo, CA (+$11,317).
Livability — Houston, TX: 75 · San Luis Obispo, CA: 42 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,406 sqft in Houston vs 824 sqft in San Luis Obispo ($147 vs $607 per sqft).
Annual cost breakdown (at $100,000)
| Category | Houston, TX | San Luis Obispo, CA | Difference |
|---|---|---|---|
| Housing | $19,668 | $34,260 | +$14,592 |
| Groceries | $5,085 | $5,247 | +$162 |
| Transportation | $3,675 | $5,125 | +$1,450 |
| Utilities | $1,836 | $3,804 | +$1,968 |
| Insurance | $3,600 | $1,500 | −$2,100 |
| Taxes | $7,399 | $21,453 | +$14,054 |
| Total | $41,263 | $71,389 | +$30,126 |
Side by side
| Metric | Houston, TX | San Luis Obispo, CA |
|---|---|---|
| Cost-of-living index | 99.7 | 111.0 |
| Unemployment rate | 5.96% | 4.99% |
| Population growth (5-yr) | 7.6% | 0.6% |
| Air quality (median AQI) | 63 | 49 |
| Big Mac price (est.) | $5.67 | $6.32 |
| Median home price | $308,306 | $909,699 |
| Home price ÷ income | 3.9× | 10.1× |
| 1-yr home appreciation | -2.0% | 1.3% |
| Price per square foot | $147 | $607 |
| Median rent | $1,639 | $2,855 |
| Total tax burden (% income) | 8.6% | 13.5% |
| Combined sales tax | 8.20% | 8.82% |
| Capital gains tax | None | 13.30% |
| Property tax rate | 1.79% | 0.70% |
| Healthcare (annual) | $6,800 | $7,200 |
| Childcare (annual, infant) | $9,500 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 30 | 22 |
| Home insurance / yr | $3,600 | $1,500 |
| Auto insurance / yr | $2,100 | $2,400 |
| Flood insurance / yr | $900 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 17.0 | 35.3 |
| Gas $/gal | 3.00 | 4.85 |
| Violent crime /100k | 430 | 500 |
| Avg summer high °F | 96 | 84 |
| Avg winter low °F | 38 | 45 |
| Permit difficulty (1–5) | 2 | 5 |