Indianapolis, IN vs Aguadilla, PR
Moving from Indianapolis to Aguadilla? Here's what changes — from your equivalent salary to housing ($295,921 → $350,000 median home) and taxes.
Indianapolis vs Aguadilla at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Indianapolis, IN, you'd need about $105,652 in Aguadilla, PR (+$5,652).
Livability — Indianapolis, IN: 71 · Aguadilla, PR: 56 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,211 sqft in Indianapolis vs 2,500 sqft in Aguadilla ($156 vs $200 per sqft).
Annual cost breakdown (at $100,000)
| Category | Indianapolis, IN | Aguadilla, PR | Difference |
|---|---|---|---|
| Housing | $18,636 | $18,000 | −$636 |
| Groceries | $4,740 | $5,000 | +$260 |
| Transportation | $3,250 | $2,960 | −$290 |
| Utilities | $1,932 | $1,728 | −$204 |
| Insurance | $1,600 | $1,200 | −$400 |
| Taxes | $7,367 | $37,386 | +$30,019 |
| Total | $37,525 | $66,274 | +$28,749 |
Side by side
| Metric | Indianapolis, IN | Aguadilla, PR |
|---|---|---|
| Cost-of-living index | 94.7 | 100.0 |
| Unemployment rate | 4.28% | 14.05% |
| Population growth (5-yr) | 6.1% | -2.0% |
| Air quality (median AQI) | 55 | 42 |
| Big Mac price (est.) | $5.39 | $5.69 |
| Median home price | $295,921 | $350,000 |
| Home price ÷ income | 4.0× | 18.0× |
| 1-yr home appreciation | 1.3% | 3.0% |
| Price per square foot | $156 | $200 |
| Median rent | $1,553 | $1,500 |
| Total tax burden (% income) | 9.3% | 11.0% |
| Combined sales tax | 7.00% | 11.50% |
| Capital gains tax | 3.05% | 33.00% |
| Property tax rate | 0.84% | 0.33% |
| Healthcare (annual) | $6,600 | $5,000 |
| Childcare (annual, infant) | $12,000 | $6,000 |
| Vehicle property tax | 1.20% | None |
| Avg commute (min) | 25 | 25 |
| Home insurance / yr | $1,600 | $1,200 |
| Auto insurance / yr | $1,400 | $1,200 |
| Flood insurance / yr | $600 | $1,300 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.9 | 16.0 |
| Gas $/gal | 3.30 | 3.40 |
| Violent crime /100k | 360 | 350 |
| Avg summer high °F | 86 | 88 |
| Avg winter low °F | 20 | 72 |
| Permit difficulty (1–5) | 2 | 2 |