Indianapolis, IN vs Dayton, OH
Moving from Indianapolis to Dayton? Here's what changes — from your equivalent salary to housing ($295,921 → $350,000 median home) and taxes.
Indianapolis vs Dayton at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Indianapolis, IN, you'd need about $97,599 in Dayton, OH (−$2,401).
Livability — Indianapolis, IN: 71 · Dayton, OH: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,211 sqft in Indianapolis vs 2,500 sqft in Dayton ($156 vs $200 per sqft).
Annual cost breakdown (at $100,000)
| Category | Indianapolis, IN | Dayton, OH | Difference |
|---|---|---|---|
| Housing | $18,636 | $16,200 | −$2,436 |
| Groceries | $4,740 | $4,706 | −$34 |
| Transportation | $3,250 | $3,025 | −$225 |
| Utilities | $1,932 | $2,100 | +$168 |
| Insurance | $1,600 | $1,300 | −$300 |
| Taxes | $7,367 | $8,917 | +$1,550 |
| Total | $37,525 | $36,248 | −$1,277 |
Side by side
| Metric | Indianapolis, IN | Dayton, OH |
|---|---|---|
| Cost-of-living index | 94.7 | 92.4 |
| Unemployment rate | 4.28% | 5.28% |
| Population growth (5-yr) | 6.1% | 3.0% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.39 | $5.26 |
| Median home price | $295,921 | $350,000 |
| Home price ÷ income | 4.0× | 5.2× |
| 1-yr home appreciation | 1.3% | 3.0% |
| Price per square foot | $156 | $200 |
| Median rent | $1,553 | $1,350 |
| Total tax burden (% income) | 9.3% | 10.0% |
| Combined sales tax | 7.00% | 7.24% |
| Capital gains tax | 3.05% | 3.50% |
| Property tax rate | 0.84% | 1.68% |
| Healthcare (annual) | $6,600 | $6,400 |
| Childcare (annual, infant) | $12,000 | $10,000 |
| Vehicle property tax | 1.20% | None |
| Avg commute (min) | 25 | 22 |
| Home insurance / yr | $1,600 | $1,300 |
| Auto insurance / yr | $1,400 | $1,300 |
| Flood insurance / yr | $600 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.9 | 19.5 |
| Gas $/gal | 3.30 | 3.25 |
| Natural gas / mo | $72 | $78 |
| Water & sewer / mo | $102 | $104 |
| Home internet / mo | $81 | $76 |
| Violent crime /100k | 360 | 300 |
| Avg summer high °F | 86 | 85 |
| Avg winter low °F | 20 | 20 |
| Annual precipitation (in) | 43.6 | 41.6 |
| Annual snowfall (in) | 25.5 | 28.2 |
| Sunshine (% possible) | 55% | 50% |
| Permit difficulty (1–5) | 2 | 2 |