Indianapolis, IN vs Fort Collins, CO
Moving from Indianapolis to Fort Collins? Here's what changes — from your equivalent salary to housing ($295,921 → $556,500 median home) and taxes.
Indianapolis vs Fort Collins at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Indianapolis, IN, you'd need about $102,808 in Fort Collins, CO (+$2,808).
Livability — Indianapolis, IN: 71 · Fort Collins, CO: 59 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,211 sqft in Indianapolis vs 1,707 sqft in Fort Collins ($156 vs $293 per sqft).
Annual cost breakdown (at $100,000)
| Category | Indianapolis, IN | Fort Collins, CO | Difference |
|---|---|---|---|
| Housing | $18,636 | $23,136 | +$4,500 |
| Groceries | $4,740 | $4,814 | +$74 |
| Transportation | $3,250 | $4,050 | +$800 |
| Utilities | $1,932 | $1,788 | −$144 |
| Insurance | $1,600 | $2,800 | +$1,200 |
| Taxes | $7,367 | $9,647 | +$2,280 |
| Total | $37,525 | $46,234 | +$8,710 |
Side by side
| Metric | Indianapolis, IN | Fort Collins, CO |
|---|---|---|
| Cost-of-living index | 94.7 | 97.3 |
| Unemployment rate | 4.28% | 4.57% |
| Population growth (5-yr) | 6.1% | 8.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.39 | $5.54 |
| Median home price | $295,921 | $556,500 |
| Home price ÷ income | 4.0× | 6.4× |
| 1-yr home appreciation | 1.3% | -1.5% |
| Price per square foot | $156 | $293 |
| Median rent | $1,553 | $1,928 |
| Total tax burden (% income) | 9.3% | 9.7% |
| Combined sales tax | 7.00% | 7.77% |
| Capital gains tax | 3.05% | 4.40% |
| Property tax rate | 0.84% | 0.52% |
| Healthcare (annual) | $6,600 | $6,800 |
| Childcare (annual, infant) | $12,000 | $16,000 |
| Vehicle property tax | 1.20% | 1.79% |
| Avg commute (min) | 25 | 23 |
| Home insurance / yr | $1,600 | $2,800 |
| Auto insurance / yr | $1,400 | $2,000 |
| Flood insurance / yr | $600 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.9 | 16.5 |
| Gas $/gal | 3.30 | 3.30 |
| Natural gas / mo | $72 | $65 |
| Water & sewer / mo | $102 | $120 |
| Home internet / mo | $81 | $87 |
| Violent crime /100k | 360 | 490 |
| Avg summer high °F | 86 | 88 |
| Avg winter low °F | 20 | 18 |
| Annual precipitation (in) | 43.6 | 15.4 |
| Annual snowfall (in) | 25.5 | 49.0 |
| Sunshine (% possible) | 55% | 69% |
| Permit difficulty (1–5) | 2 | 3 |