Indianapolis, IN vs Ogden, UT
Moving from Indianapolis to Ogden? Here's what changes — from your equivalent salary to housing ($295,921 → $520,531 median home) and taxes.
Indianapolis vs Ogden at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Indianapolis, IN, you'd need about $101,563 in Ogden, UT (+$1,563).
Livability — Indianapolis, IN: 71 · Ogden, UT: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,211 sqft in Indianapolis vs 2,017 sqft in Ogden ($156 vs $248 per sqft).
Annual cost breakdown (at $100,000)
| Category | Indianapolis, IN | Ogden, UT | Difference |
|---|---|---|---|
| Housing | $18,636 | $19,560 | +$924 |
| Groceries | $4,740 | $4,736 | −$4 |
| Transportation | $3,250 | $3,450 | +$200 |
| Utilities | $1,932 | $1,440 | −$492 |
| Insurance | $1,600 | $1,200 | −$400 |
| Taxes | $7,367 | $9,433 | +$2,066 |
| Total | $37,525 | $39,818 | +$2,294 |
Side by side
| Metric | Indianapolis, IN | Ogden, UT |
|---|---|---|
| Cost-of-living index | 94.7 | 96.1 |
| Unemployment rate | 4.28% | 2.70% |
| Population growth (5-yr) | 6.1% | 8.5% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.39 | $5.47 |
| Median home price | $295,921 | $520,531 |
| Home price ÷ income | 4.0× | 5.7× |
| 1-yr home appreciation | 1.3% | 2.1% |
| Price per square foot | $156 | $248 |
| Median rent | $1,553 | $1,630 |
| Total tax burden (% income) | 9.3% | 12.1% |
| Combined sales tax | 7.00% | 7.19% |
| Capital gains tax | 3.05% | 4.65% |
| Property tax rate | 0.84% | 0.59% |
| Healthcare (annual) | $6,600 | $6,000 |
| Childcare (annual, infant) | $12,000 | $10,000 |
| Vehicle property tax | 1.20% | None |
| Avg commute (min) | 25 | 23 |
| Home insurance / yr | $1,600 | $1,200 |
| Auto insurance / yr | $1,400 | $1,500 |
| Flood insurance / yr | $600 | $500 |
| Earthquake insurance / yr | $100 | $450 |
| Electricity ¢/kWh | 17.9 | 13.3 |
| Gas $/gal | 3.30 | 3.60 |
| Natural gas / mo | $72 | $52 |
| Water & sewer / mo | $102 | $187 |
| Home internet / mo | $81 | $76 |
| Violent crime /100k | 360 | 260 |
| Avg summer high °F | 86 | 92 |
| Avg winter low °F | 20 | 24 |
| Annual precipitation (in) | 43.6 | 15.5 |
| Annual snowfall (in) | 25.5 | 51.9 |
| Sunshine (% possible) | 55% | 66% |
| Permit difficulty (1–5) | 2 | 2 |