Indianapolis, IN vs Oklahoma City, OK
Moving from Indianapolis to Oklahoma City? Here's what changes — from your equivalent salary to housing ($295,921 → $246,872 median home) and taxes.
Indianapolis vs Oklahoma City at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Indianapolis, IN, you'd need about $96,614 in Oklahoma City, OK (−$3,386).
Livability — Indianapolis, IN: 71 · Oklahoma City, OK: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,211 sqft in Indianapolis vs 3,849 sqft in Oklahoma City ($156 vs $130 per sqft).
Annual cost breakdown (at $100,000)
| Category | Indianapolis, IN | Oklahoma City, OK | Difference |
|---|---|---|---|
| Housing | $18,636 | $16,788 | −$1,848 |
| Groceries | $4,740 | $4,667 | −$73 |
| Transportation | $3,250 | $3,575 | +$325 |
| Utilities | $1,932 | $1,440 | −$492 |
| Insurance | $1,600 | $4,400 | +$2,800 |
| Taxes | $7,367 | $9,841 | +$2,474 |
| Total | $37,525 | $40,711 | +$3,186 |
Side by side
| Metric | Indianapolis, IN | Oklahoma City, OK |
|---|---|---|
| Cost-of-living index | 94.7 | 91.4 |
| Unemployment rate | 4.28% | 4.47% |
| Population growth (5-yr) | 6.1% | 5.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.39 | $5.20 |
| Median home price | $295,921 | $246,872 |
| Home price ÷ income | 4.0× | 3.6× |
| 1-yr home appreciation | 1.3% | 1.0% |
| Price per square foot | $156 | $130 |
| Median rent | $1,553 | $1,399 |
| Total tax burden (% income) | 9.3% | 9.0% |
| Combined sales tax | 7.00% | 8.99% |
| Capital gains tax | 3.05% | 4.75% |
| Property tax rate | 0.84% | 0.99% |
| Healthcare (annual) | $6,600 | $6,300 |
| Childcare (annual, infant) | $12,000 | $9,000 |
| Vehicle property tax | 1.20% | None |
| Avg commute (min) | 25 | 23 |
| Home insurance / yr | $1,600 | $4,400 |
| Auto insurance / yr | $1,400 | $2,000 |
| Flood insurance / yr | $600 | $750 |
| Earthquake insurance / yr | $100 | $300 |
| Electricity ¢/kWh | 17.9 | 13.3 |
| Gas $/gal | 3.30 | 2.95 |
| Natural gas / mo | $72 | $56 |
| Water & sewer / mo | $102 | $83 |
| Home internet / mo | $81 | $76 |
| Violent crime /100k | 360 | 460 |
| Avg summer high °F | 86 | 94 |
| Avg winter low °F | 20 | 27 |
| Annual precipitation (in) | 43.6 | 36.4 |
| Annual snowfall (in) | 25.5 | 6.7 |
| Sunshine (% possible) | 55% | 68% |
| Permit difficulty (1–5) | 2 | 2 |