Jacksonville, FL vs Utica, NY
Moving from Jacksonville to Utica? Here's what changes — from your equivalent salary to housing ($352,994 → $230,265 median home) and taxes.
Jacksonville vs Utica at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Jacksonville, FL, you'd need about $93,065 in Utica, NY (−$6,935).
Livability — Jacksonville, FL: 69 · Utica, NY: 64 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,621 sqft in Jacksonville vs 3,475 sqft in Utica ($191 vs $144 per sqft).
Annual cost breakdown (at $100,000)
| Category | Jacksonville, FL | Utica, NY | Difference |
|---|---|---|---|
| Housing | $20,412 | $16,848 | −$3,564 |
| Groceries | $4,813 | $4,868 | +$55 |
| Transportation | $4,800 | $3,895 | −$905 |
| Utilities | $1,656 | $3,180 | +$1,524 |
| Insurance | $4,200 | $1,600 | −$2,600 |
| Taxes | $4,713 | $17,314 | +$12,601 |
| Total | $40,594 | $47,705 | +$7,111 |
Side by side
| Metric | Jacksonville, FL | Utica, NY |
|---|---|---|
| Cost-of-living index | 99.6 | 92.7 |
| Unemployment rate | 4.54% | 4.37% |
| Population growth (5-yr) | 11.4% | -1.3% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.67 | $5.28 |
| Median home price | $352,994 | $230,265 |
| Home price ÷ income | 4.8× | 3.4× |
| 1-yr home appreciation | -1.7% | 8.1% |
| Price per square foot | $191 | $144 |
| Median rent | $1,701 | $1,404 |
| Total tax burden (% income) | 9.1% | 15.9% |
| Combined sales tax | 7.02% | 8.52% |
| Capital gains tax | None | 10.90% |
| Property tax rate | 0.80% | 2.26% |
| Healthcare (annual) | $7,500 | $7,800 |
| Childcare (annual, infant) | $10,000 | $17,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 26 | 21 |
| Home insurance / yr | $4,200 | $1,600 |
| Auto insurance / yr | $2,900 | $2,100 |
| Flood insurance / yr | $1,400 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 29.4 |
| Gas $/gal | 3.35 | 3.45 |
| Natural gas / mo | $38 | $98 |
| Water & sewer / mo | $88 | $87 |
| Home internet / mo | $76 | $76 |
| Violent crime /100k | 380 | 350 |
| Avg summer high °F | 91 | 83 |
| Avg winter low °F | 52 | 16 |
| Annual precipitation (in) | 47.6 | 40.0 |
| Annual snowfall (in) | 0.0 | 48.0 |
| Sunshine (% possible) | 63% | 50% |
| Permit difficulty (1–5) | 3 | 5 |