Lafayette, LA vs Indianapolis, IN
Moving from Lafayette to Indianapolis? Here's what changes — from your equivalent salary to housing ($202,312 → $295,921 median home) and taxes.
Lafayette vs Indianapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Lafayette, LA, you'd need about $108,106 in Indianapolis, IN (+$8,106).
Livability — Lafayette, LA: 72 · Indianapolis, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,941 sqft in Lafayette vs 3,211 sqft in Indianapolis ($101 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | Lafayette, LA | Indianapolis, IN | Difference |
|---|---|---|---|
| Housing | $16,452 | $18,636 | +$2,184 |
| Groceries | $4,650 | $4,740 | +$90 |
| Transportation | $4,475 | $3,250 | −$1,225 |
| Utilities | $1,560 | $1,932 | +$372 |
| Insurance | $3,500 | $1,600 | −$1,900 |
| Taxes | $8,509 | $7,367 | −$1,142 |
| Total | $39,146 | $37,525 | −$1,621 |
Side by side
| Metric | Lafayette, LA | Indianapolis, IN |
|---|---|---|
| Cost-of-living index | 87.6 | 94.7 |
| Unemployment rate | 5.97% | 4.28% |
| Population growth (5-yr) | -1.6% | 6.1% |
| Air quality (median AQI) | 51 | 55 |
| Big Mac price (est.) | $4.98 | $5.39 |
| Median home price | $202,312 | $295,921 |
| Home price ÷ income | 3.5× | 4.0× |
| 1-yr home appreciation | 2.1% | 1.3% |
| Price per square foot | $101 | $156 |
| Median rent | $1,371 | $1,553 |
| Total tax burden (% income) | 9.1% | 9.3% |
| Combined sales tax | 9.56% | 7.00% |
| Capital gains tax | 4.25% | 3.05% |
| Property tax rate | 0.49% | 0.84% |
| Healthcare (annual) | $6,600 | $6,600 |
| Childcare (annual, infant) | $8,000 | $12,000 |
| Vehicle property tax | 0.10% | 1.20% |
| Avg commute (min) | 26 | 25 |
| Home insurance / yr | $3,500 | $1,600 |
| Auto insurance / yr | $2,900 | $1,400 |
| Flood insurance / yr | $1,000 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 14.4 | 17.9 |
| Gas $/gal | 2.95 | 3.30 |
| Violent crime /100k | 630 | 360 |
| Avg summer high °F | 92 | 86 |
| Avg winter low °F | 43 | 20 |
| Permit difficulty (1–5) | 2 | 2 |