Lexington, KY vs Cincinnati, OH
Moving from Lexington to Cincinnati? Here's what changes — from your equivalent salary to housing ($327,671 → $311,270 median home) and taxes.
Lexington vs Cincinnati at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Lexington, KY, you'd need about $101,863 in Cincinnati, OH (+$1,863).
Livability — Lexington, KY: 72 · Cincinnati, OH: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,899 sqft in Lexington vs 2,651 sqft in Cincinnati ($173 vs $189 per sqft).
Annual cost breakdown (at $100,000)
| Category | Lexington, KY | Cincinnati, OH | Difference |
|---|---|---|---|
| Housing | $18,336 | $18,900 | +$564 |
| Groceries | $4,721 | $4,718 | −$3 |
| Transportation | $3,870 | $3,025 | −$845 |
| Utilities | $1,620 | $2,100 | +$480 |
| Insurance | $2,200 | $1,300 | −$900 |
| Taxes | $8,073 | $8,820 | +$747 |
| Total | $38,820 | $38,863 | +$43 |
Side by side
| Metric | Lexington, KY | Cincinnati, OH |
|---|---|---|
| Cost-of-living index | 92.5 | 94.2 |
| Unemployment rate | 4.70% | 4.37% |
| Population growth (5-yr) | 3.0% | 4.5% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.26 | $5.36 |
| Median home price | $327,671 | $311,270 |
| Home price ÷ income | 4.8× | 4.1× |
| 1-yr home appreciation | 2.7% | 2.5% |
| Price per square foot | $173 | $189 |
| Median rent | $1,528 | $1,575 |
| Total tax burden (% income) | 9.6% | 10.0% |
| Combined sales tax | 6.00% | 7.24% |
| Capital gains tax | 4.00% | 3.50% |
| Property tax rate | 0.83% | 1.26% |
| Healthcare (annual) | $6,300 | $6,400 |
| Childcare (annual, infant) | $9,000 | $10,000 |
| Vehicle property tax | 1.44% | None |
| Avg commute (min) | 22 | 25 |
| Home insurance / yr | $2,200 | $1,300 |
| Auto insurance / yr | $2,200 | $1,300 |
| Flood insurance / yr | $700 | $600 |
| Earthquake insurance / yr | $250 | $100 |
| Electricity ¢/kWh | 15.0 | 19.5 |
| Gas $/gal | 3.10 | 3.25 |
| Natural gas / mo | $70 | $78 |
| Water & sewer / mo | $81 | $104 |
| Home internet / mo | $78 | $76 |
| Violent crime /100k | 260 | 300 |
| Avg summer high °F | 88 | 85 |
| Avg winter low °F | 26 | 20 |
| Annual precipitation (in) | 48.3 | 45.3 |
| Annual snowfall (in) | 13.4 | 23.3 |
| Sunshine (% possible) | 56% | 50% |
| Permit difficulty (1–5) | 2 | 2 |