Louisville/Jefferson County, KY vs Philadelphia, PA
Moving from Louisville/Jefferson County to Philadelphia? Here's what changes — from your equivalent salary to housing ($350,000 → $390,463 median home) and taxes.
Louisville/Jefferson County vs Philadelphia at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Louisville/Jefferson County, KY, you'd need about $109,841 in Philadelphia, PA (+$9,841).
Livability — Louisville/Jefferson County, KY: 72 · Philadelphia, PA: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,500 sqft in Louisville/Jefferson County vs 2,241 sqft in Philadelphia ($200 vs $223 per sqft).
Annual cost breakdown (at $100,000)
| Category | Louisville/Jefferson County, KY | Philadelphia, PA | Difference |
|---|---|---|---|
| Housing | $18,000 | $22,968 | +$4,968 |
| Groceries | $4,716 | $4,909 | +$193 |
| Transportation | $3,870 | $3,440 | −$430 |
| Utilities | $1,620 | $2,316 | +$696 |
| Insurance | $2,200 | $1,200 | −$1,000 |
| Taxes | $7,922 | $10,192 | +$2,270 |
| Total | $38,328 | $45,025 | +$6,697 |
Side by side
| Metric | Louisville/Jefferson County, KY | Philadelphia, PA |
|---|---|---|
| Cost-of-living index | 93.2 | 102.4 |
| Unemployment rate | 4.66% | 6.12% |
| Population growth (5-yr) | 0.3% | 2.8% |
| Air quality (median AQI) | 51 | 53 |
| Big Mac price (est.) | $5.30 | $5.82 |
| Median home price | $350,000 | $390,463 |
| Home price ÷ income | 5.0× | 4.6× |
| 1-yr home appreciation | 3.0% | 2.5% |
| Price per square foot | $200 | $223 |
| Median rent | $1,500 | $1,914 |
| Total tax burden (% income) | 9.6% | 10.6% |
| Combined sales tax | 6.00% | 6.34% |
| Capital gains tax | 4.00% | 3.07% |
| Property tax rate | 0.82% | 1.61% |
| Healthcare (annual) | $6,300 | $7,000 |
| Childcare (annual, infant) | $9,000 | $12,000 |
| Vehicle property tax | 1.44% | None |
| Avg commute (min) | 24 | 29 |
| Home insurance / yr | $2,200 | $1,200 |
| Auto insurance / yr | $2,200 | $1,600 |
| Flood insurance / yr | $700 | $650 |
| Earthquake insurance / yr | $250 | $100 |
| Electricity ¢/kWh | 15.0 | 21.5 |
| Gas $/gal | 3.10 | 3.55 |
| Violent crime /100k | 260 | 390 |
| Avg summer high °F | 88 | 85 |
| Avg winter low °F | 26 | 22 |
| Permit difficulty (1–5) | 2 | 3 |