Louisville/Jefferson County, KY vs Providence, RI
Moving from Louisville/Jefferson County to Providence? Here's what changes — from your equivalent salary to housing ($350,000 → $524,867 median home) and taxes.
Louisville/Jefferson County vs Providence at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Louisville/Jefferson County, KY, you'd need about $108,927 in Providence, RI (+$8,927).
Livability — Louisville/Jefferson County, KY: 72 · Providence, RI: 58 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,500 sqft in Louisville/Jefferson County vs 1,524 sqft in Providence ($200 vs $328 per sqft).
Annual cost breakdown (at $100,000)
| Category | Louisville/Jefferson County, KY | Providence, RI | Difference |
|---|---|---|---|
| Housing | $18,000 | $25,956 | +$7,956 |
| Groceries | $4,716 | $4,922 | +$206 |
| Transportation | $3,870 | $3,875 | +$5 |
| Utilities | $1,620 | $3,060 | +$1,440 |
| Insurance | $2,200 | $1,700 | −$500 |
| Taxes | $7,922 | $13,121 | +$5,199 |
| Total | $38,328 | $52,634 | +$14,306 |
Side by side
| Metric | Louisville/Jefferson County, KY | Providence, RI |
|---|---|---|
| Cost-of-living index | 93.2 | 101.5 |
| Unemployment rate | 4.66% | 5.82% |
| Population growth (5-yr) | 0.3% | 3.6% |
| Air quality (median AQI) | 51 | 42 |
| Big Mac price (est.) | $5.30 | $5.78 |
| Median home price | $350,000 | $524,867 |
| Home price ÷ income | 5.0× | 6.5× |
| 1-yr home appreciation | 3.0% | 3.1% |
| Price per square foot | $200 | $328 |
| Median rent | $1,500 | $2,163 |
| Total tax burden (% income) | 9.6% | 11.4% |
| Combined sales tax | 6.00% | 7.00% |
| Capital gains tax | 4.00% | 5.99% |
| Property tax rate | 0.82% | 1.31% |
| Healthcare (annual) | $6,300 | $7,600 |
| Childcare (annual, infant) | $9,000 | $13,000 |
| Vehicle property tax | 1.44% | None |
| Avg commute (min) | 24 | 26 |
| Home insurance / yr | $2,200 | $1,700 |
| Auto insurance / yr | $2,200 | $2,100 |
| Flood insurance / yr | $700 | $900 |
| Earthquake insurance / yr | $250 | $100 |
| Electricity ¢/kWh | 15.0 | 28.3 |
| Gas $/gal | 3.10 | 3.35 |
| Violent crime /100k | 260 | 240 |
| Avg summer high °F | 88 | 82 |
| Avg winter low °F | 26 | 21 |
| Permit difficulty (1–5) | 2 | 4 |