Madison, WI vs Austin, TX
Moving from Madison to Austin? Here's what changes — from your equivalent salary to housing ($452,769 → $428,524 median home) and taxes.
Madison vs Austin at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Madison, WI, you'd need about $102,441 in Austin, TX (+$2,441).
Livability — Madison, WI: 62 · Austin, TX: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,878 sqft in Madison vs 2,450 sqft in Austin ($266 vs $204 per sqft).
Annual cost breakdown (at $100,000)
| Category | Madison, WI | Austin, TX | Difference |
|---|---|---|---|
| Housing | $20,196 | $19,620 | −$576 |
| Groceries | $4,691 | $4,647 | −$45 |
| Transportation | $3,085 | $3,675 | +$590 |
| Utilities | $2,076 | $1,836 | −$240 |
| Insurance | $1,300 | $3,600 | +$2,300 |
| Taxes | $15,162 | $9,558 | −$5,603 |
| Total | $46,510 | $42,936 | −$3,574 |
Side by side
| Metric | Madison, WI | Austin, TX |
|---|---|---|
| Cost-of-living index | 95.9 | 98.3 |
| Unemployment rate | 2.42% | 4.30% |
| Population growth (5-yr) | 6.1% | 14.8% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.46 | $5.59 |
| Median home price | $452,769 | $428,524 |
| Home price ÷ income | 5.5× | 4.6× |
| 1-yr home appreciation | 2.7% | -6.0% |
| Price per square foot | $266 | $204 |
| Median rent | $1,683 | $1,635 |
| Total tax burden (% income) | 10.9% | 8.6% |
| Combined sales tax | 5.43% | 8.20% |
| Capital gains tax | 7.65% | None |
| Property tax rate | 1.75% | 1.71% |
| Healthcare (annual) | $6,800 | $6,800 |
| Childcare (annual, infant) | $13,000 | $9,500 |
| Vehicle property tax | None | None |
| Avg commute (min) | 22 | 27 |
| Home insurance / yr | $1,300 | $3,600 |
| Auto insurance / yr | $1,400 | $2,100 |
| Flood insurance / yr | $600 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.2 | 17.0 |
| Gas $/gal | 3.20 | 3.00 |
| Natural gas / mo | $72 | $52 |
| Water & sewer / mo | $42 | $134 |
| Home internet / mo | $85 | $83 |
| Violent crime /100k | 320 | 430 |
| Avg summer high °F | 82 | 96 |
| Avg winter low °F | 8 | 38 |
| Annual precipitation (in) | 34.6 | 36.3 |
| Annual snowfall (in) | 48.7 | 0.2 |
| Sunshine (% possible) | 54% | 60% |
| Permit difficulty (1–5) | 3 | 2 |