Memphis, TN vs Boston, MA
Moving from Memphis to Boston? Here's what changes — from your equivalent salary to housing ($247,229 → $741,868 median home) and taxes.
Memphis vs Boston at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Memphis, TN, you'd need about $120,062 in Boston, MA (+$20,062).
Livability — Memphis, TN: 70 · Boston, MA: 48 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,045 sqft in Memphis vs 1,146 sqft in Boston ($124 vs $436 per sqft).
Annual cost breakdown (at $100,000)
| Category | Memphis, TN | Boston, MA | Difference |
|---|---|---|---|
| Housing | $17,292 | $38,532 | +$21,240 |
| Groceries | $4,715 | $5,040 | +$324 |
| Transportation | $3,130 | $3,210 | +$80 |
| Utilities | $1,608 | $3,180 | +$1,572 |
| Insurance | $2,200 | $1,800 | −$400 |
| Taxes | $5,158 | $17,694 | +$12,536 |
| Total | $34,103 | $69,455 | +$35,352 |
Side by side
| Metric | Memphis, TN | Boston, MA |
|---|---|---|
| Cost-of-living index | 91.9 | 110.4 |
| Unemployment rate | 6.84% | 5.02% |
| Population growth (5-yr) | -0.6% | 2.9% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.23 | $6.28 |
| Median home price | $247,229 | $741,868 |
| Home price ÷ income | 4.0× | 6.9× |
| 1-yr home appreciation | 0.1% | 1.6% |
| Price per square foot | $124 | $436 |
| Median rent | $1,441 | $3,211 |
| Total tax burden (% income) | 7.6% | 11.5% |
| Combined sales tax | 9.55% | 6.25% |
| Capital gains tax | None | 9.00% |
| Property tax rate | 0.87% | 1.14% |
| Healthcare (annual) | $6,300 | $8,200 |
| Childcare (annual, infant) | $9,000 | $21,000 |
| Vehicle property tax | None | 2.25% |
| Avg commute (min) | 24 | 31 |
| Home insurance / yr | $2,200 | $1,800 |
| Auto insurance / yr | $1,600 | $1,500 |
| Flood insurance / yr | $700 | $800 |
| Earthquake insurance / yr | $350 | $100 |
| Electricity ¢/kWh | 14.9 | 29.4 |
| Gas $/gal | 2.95 | 3.30 |
| Natural gas / mo | $62 | $108 |
| Water & sewer / mo | $121 | $71 |
| Home internet / mo | $80 | $78 |
| Violent crime /100k | 600 | 330 |
| Avg summer high °F | 89 | 82 |
| Avg winter low °F | 30 | 22 |
| Annual precipitation (in) | 54.9 | 43.6 |
| Annual snowfall (in) | 2.7 | 49.2 |
| Sunshine (% possible) | 64% | 58% |
| Permit difficulty (1–5) | 2 | 4 |