Memphis, TN vs Virginia Beach, VA
Moving from Memphis to Virginia Beach? Here's what changes — from your equivalent salary to housing ($247,229 → $373,678 median home) and taxes.
Memphis vs Virginia Beach at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Memphis, TN, you'd need about $106,281 in Virginia Beach, VA (+$6,281).
Livability — Memphis, TN: 70 · Virginia Beach, VA: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,045 sqft in Memphis vs 2,677 sqft in Virginia Beach ($124 vs $187 per sqft).
Annual cost breakdown (at $100,000)
| Category | Memphis, TN | Virginia Beach, VA | Difference |
|---|---|---|---|
| Housing | $17,292 | $22,344 | +$5,052 |
| Groceries | $4,715 | $4,853 | +$138 |
| Transportation | $3,130 | $3,080 | −$50 |
| Utilities | $1,608 | $1,872 | +$264 |
| Insurance | $2,200 | $1,500 | −$700 |
| Taxes | $5,158 | $10,303 | +$5,145 |
| Total | $34,103 | $43,952 | +$9,849 |
Side by side
| Metric | Memphis, TN | Virginia Beach, VA |
|---|---|---|
| Cost-of-living index | 91.9 | 97.7 |
| Unemployment rate | 6.84% | 5.24% |
| Population growth (5-yr) | -0.6% | 4.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.23 | $5.56 |
| Median home price | $247,229 | $373,678 |
| Home price ÷ income | 4.0× | 4.8× |
| 1-yr home appreciation | 0.1% | 2.5% |
| Price per square foot | $124 | $187 |
| Median rent | $1,441 | $1,862 |
| Total tax burden (% income) | 7.6% | 12.5% |
| Combined sales tax | 9.55% | 5.73% |
| Capital gains tax | None | 5.75% |
| Property tax rate | 0.87% | 0.86% |
| Healthcare (annual) | $6,300 | $6,800 |
| Childcare (annual, infant) | $9,000 | $15,000 |
| Vehicle property tax | None | 3.97% |
| Avg commute (min) | 24 | 25 |
| Home insurance / yr | $2,200 | $1,500 |
| Auto insurance / yr | $1,600 | $1,400 |
| Flood insurance / yr | $700 | $700 |
| Earthquake insurance / yr | $350 | $100 |
| Electricity ¢/kWh | 14.9 | 17.4 |
| Gas $/gal | 2.95 | 3.20 |
| Natural gas / mo | $62 | $78 |
| Water & sewer / mo | $121 | $103 |
| Home internet / mo | $80 | $77 |
| Violent crime /100k | 600 | 200 |
| Avg summer high °F | 89 | 87 |
| Avg winter low °F | 30 | 28 |
| Annual precipitation (in) | 54.9 | 49.2 |
| Annual snowfall (in) | 2.7 | 6.2 |
| Sunshine (% possible) | 64% | 60% |
| Permit difficulty (1–5) | 2 | 3 |