Miami, FL vs Cincinnati, OH
Moving from Miami to Cincinnati? Here's what changes — from your equivalent salary to housing ($475,622 → $311,270 median home) and taxes.
Miami vs Cincinnati at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Miami, FL, you'd need about $84,063 in Cincinnati, OH (−$15,937).
Livability — Miami, FL: 57 · Cincinnati, OH: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,945 sqft in Miami vs 2,651 sqft in Cincinnati ($257 vs $189 per sqft).
Annual cost breakdown (at $100,000)
| Category | Miami, FL | Cincinnati, OH | Difference |
|---|---|---|---|
| Housing | $32,316 | $18,900 | −$13,416 |
| Groceries | $5,091 | $4,718 | −$373 |
| Transportation | $4,800 | $3,025 | −$1,775 |
| Utilities | $1,656 | $2,100 | +$444 |
| Insurance | $4,200 | $1,300 | −$2,900 |
| Taxes | $5,772 | $8,820 | +$3,048 |
| Total | $53,835 | $38,863 | −$14,972 |
Side by side
| Metric | Miami, FL | Cincinnati, OH |
|---|---|---|
| Cost-of-living index | 112.1 | 94.2 |
| Unemployment rate | 5.24% | 4.37% |
| Population growth (5-yr) | 1.7% | 4.5% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.38 | $5.36 |
| Median home price | $475,622 | $311,270 |
| Home price ÷ income | 6.9× | 4.1× |
| 1-yr home appreciation | -2.9% | 2.5% |
| Price per square foot | $257 | $189 |
| Median rent | $2,693 | $1,575 |
| Total tax burden (% income) | 9.1% | 10.0% |
| Combined sales tax | 7.02% | 7.24% |
| Capital gains tax | None | 3.50% |
| Property tax rate | 0.90% | 1.26% |
| Healthcare (annual) | $7,500 | $6,400 |
| Childcare (annual, infant) | $10,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 25 |
| Home insurance / yr | $4,200 | $1,300 |
| Auto insurance / yr | $2,900 | $1,300 |
| Flood insurance / yr | $1,400 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 19.5 |
| Gas $/gal | 3.35 | 3.25 |
| Natural gas / mo | $38 | $78 |
| Water & sewer / mo | $88 | $104 |
| Home internet / mo | $76 | $76 |
| Violent crime /100k | 380 | 300 |
| Avg summer high °F | 91 | 85 |
| Avg winter low °F | 52 | 20 |
| Annual precipitation (in) | 67.4 | 45.3 |
| Annual snowfall (in) | 0.0 | 23.3 |
| Sunshine (% possible) | 70% | 50% |
| Permit difficulty (1–5) | 3 | 2 |