Miami, FL vs Denver, CO
Moving from Miami to Denver? Here's what changes — from your equivalent salary to housing ($475,622 → $573,221 median home) and taxes.
Miami vs Denver at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Miami, FL, you'd need about $94,362 in Denver, CO (−$5,638).
Livability — Miami, FL: 57 · Denver, CO: 52 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,945 sqft in Miami vs 1,657 sqft in Denver ($257 vs $302 per sqft).
Annual cost breakdown (at $100,000)
| Category | Miami, FL | Denver, CO | Difference |
|---|---|---|---|
| Housing | $32,316 | $22,920 | −$9,396 |
| Groceries | $5,091 | $5,079 | −$12 |
| Transportation | $4,800 | $4,050 | −$750 |
| Utilities | $1,656 | $1,788 | +$132 |
| Insurance | $4,200 | $2,800 | −$1,400 |
| Taxes | $5,772 | $9,828 | +$4,056 |
| Total | $53,835 | $46,464 | −$7,371 |
Side by side
| Metric | Miami, FL | Denver, CO |
|---|---|---|
| Cost-of-living index | 112.1 | 105.8 |
| Unemployment rate | 5.24% | 4.26% |
| Population growth (5-yr) | 1.7% | 5.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.38 | $6.02 |
| Median home price | $475,622 | $573,221 |
| Home price ÷ income | 6.9× | 5.9× |
| 1-yr home appreciation | -2.9% | -2.9% |
| Price per square foot | $257 | $302 |
| Median rent | $2,693 | $1,910 |
| Total tax burden (% income) | 9.1% | 9.7% |
| Combined sales tax | 7.02% | 7.77% |
| Capital gains tax | None | 4.40% |
| Property tax rate | 0.90% | 0.52% |
| Healthcare (annual) | $7,500 | $6,800 |
| Childcare (annual, infant) | $10,000 | $16,000 |
| Vehicle property tax | None | 1.79% |
| Avg commute (min) | 30 | 28 |
| Home insurance / yr | $4,200 | $2,800 |
| Auto insurance / yr | $2,900 | $2,000 |
| Flood insurance / yr | $1,400 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 16.5 |
| Gas $/gal | 3.35 | 3.30 |
| Natural gas / mo | $38 | $65 |
| Water & sewer / mo | $88 | $120 |
| Home internet / mo | $76 | $87 |
| Violent crime /100k | 380 | 490 |
| Avg summer high °F | 91 | 88 |
| Avg winter low °F | 52 | 18 |
| Annual precipitation (in) | 67.4 | 15.4 |
| Annual snowfall (in) | 0.0 | 49.0 |
| Sunshine (% possible) | 70% | 69% |
| Permit difficulty (1–5) | 3 | 3 |