Miami, FL vs Des Moines, IA
Moving from Miami to Des Moines? Here's what changes — from your equivalent salary to housing ($475,622 → $296,070 median home) and taxes.
Miami vs Des Moines at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Miami, FL, you'd need about $82,749 in Des Moines, IA (−$17,251).
Livability — Miami, FL: 57 · Des Moines, IA: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,945 sqft in Miami vs 2,787 sqft in Des Moines ($257 vs $179 per sqft).
Annual cost breakdown (at $100,000)
| Category | Miami, FL | Des Moines, IA | Difference |
|---|---|---|---|
| Housing | $32,316 | $15,516 | −$16,800 |
| Groceries | $5,091 | $4,831 | −$260 |
| Transportation | $4,800 | $3,150 | −$1,650 |
| Utilities | $1,656 | $1,500 | −$156 |
| Insurance | $4,200 | $1,700 | −$2,500 |
| Taxes | $5,772 | $10,265 | +$4,493 |
| Total | $53,835 | $36,962 | −$16,873 |
Side by side
| Metric | Miami, FL | Des Moines, IA |
|---|---|---|
| Cost-of-living index | 112.1 | 92.8 |
| Unemployment rate | 5.24% | 4.14% |
| Population growth (5-yr) | 1.7% | 14.2% |
| Air quality (median AQI) | 51 | 45 |
| Big Mac price (est.) | $6.38 | $5.28 |
| Median home price | $475,622 | $296,070 |
| Home price ÷ income | 6.9× | 3.7× |
| 1-yr home appreciation | -2.9% | 1.2% |
| Price per square foot | $257 | $179 |
| Median rent | $2,693 | $1,293 |
| Total tax burden (% income) | 9.1% | 11.2% |
| Combined sales tax | 7.02% | 6.94% |
| Capital gains tax | None | 3.80% |
| Property tax rate | 0.90% | 1.71% |
| Healthcare (annual) | $7,500 | $6,400 |
| Childcare (annual, infant) | $10,000 | $11,000 |
| Vehicle property tax | None | 1.00% |
| Avg commute (min) | 30 | 21 |
| Home insurance / yr | $4,200 | $1,700 |
| Auto insurance / yr | $2,900 | $1,200 |
| Flood insurance / yr | $1,400 | $700 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 13.9 |
| Gas $/gal | 3.35 | 3.10 |
| Violent crime /100k | 380 | 300 |
| Avg summer high °F | 91 | 85 |
| Avg winter low °F | 52 | 12 |
| Permit difficulty (1–5) | 3 | 2 |