Miami, FL vs Rockford, IL
Moving from Miami to Rockford? Here's what changes — from your equivalent salary to housing ($475,622 → $221,368 median home) and taxes.
Miami vs Rockford at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Miami, FL, you'd need about $80,442 in Rockford, IL (−$19,558).
Livability — Miami, FL: 57 · Rockford, IL: 67 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,945 sqft in Miami vs 3,840 sqft in Rockford ($257 vs $130 per sqft).
Annual cost breakdown (at $100,000)
| Category | Miami, FL | Rockford, IL | Difference |
|---|---|---|---|
| Housing | $32,316 | $15,828 | −$16,488 |
| Groceries | $5,091 | $4,655 | −$436 |
| Transportation | $4,800 | $3,550 | −$1,250 |
| Utilities | $1,656 | $2,208 | +$552 |
| Insurance | $4,200 | $1,900 | −$2,300 |
| Taxes | $5,772 | $11,929 | +$6,157 |
| Total | $53,835 | $40,070 | −$13,765 |
Side by side
| Metric | Miami, FL | Rockford, IL |
|---|---|---|
| Cost-of-living index | 112.1 | 90.2 |
| Unemployment rate | 5.24% | 7.53% |
| Population growth (5-yr) | 1.7% | -0.9% |
| Air quality (median AQI) | 51 | 43 |
| Big Mac price (est.) | $6.38 | $5.13 |
| Median home price | $475,622 | $221,368 |
| Home price ÷ income | 6.9× | 3.5× |
| 1-yr home appreciation | -2.9% | 9.1% |
| Price per square foot | $257 | $130 |
| Median rent | $2,693 | $1,319 |
| Total tax burden (% income) | 9.1% | 12.9% |
| Combined sales tax | 7.02% | 8.86% |
| Capital gains tax | None | 4.95% |
| Property tax rate | 0.90% | 2.54% |
| Healthcare (annual) | $7,500 | $6,800 |
| Childcare (annual, infant) | $10,000 | $14,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 24 |
| Home insurance / yr | $4,200 | $1,900 |
| Auto insurance / yr | $2,900 | $1,600 |
| Flood insurance / yr | $1,400 | $700 |
| Earthquake insurance / yr | $100 | $300 |
| Electricity ¢/kWh | 15.4 | 20.5 |
| Gas $/gal | 3.35 | 3.60 |
| Violent crime /100k | 380 | 430 |
| Avg summer high °F | 91 | 85 |
| Avg winter low °F | 52 | 15 |
| Permit difficulty (1–5) | 3 | 4 |