Miami, FL vs Sioux Falls, SD
Moving from Miami to Sioux Falls? Here's what changes — from your equivalent salary to housing ($475,622 → $342,936 median home) and taxes.
Miami vs Sioux Falls at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Miami, FL, you'd need about $80,375 in Sioux Falls, SD (−$19,625).
Livability — Miami, FL: 57 · Sioux Falls, SD: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,945 sqft in Miami vs 2,479 sqft in Sioux Falls ($257 vs $202 per sqft).
Annual cost breakdown (at $100,000)
| Category | Miami, FL | Sioux Falls, SD | Difference |
|---|---|---|---|
| Housing | $32,316 | $15,708 | −$16,608 |
| Groceries | $5,091 | $4,870 | −$222 |
| Transportation | $4,800 | $3,200 | −$1,600 |
| Utilities | $1,656 | $1,572 | −$84 |
| Insurance | $4,200 | $2,400 | −$1,800 |
| Taxes | $5,772 | $5,263 | −$509 |
| Total | $53,835 | $33,013 | −$20,823 |
Side by side
| Metric | Miami, FL | Sioux Falls, SD |
|---|---|---|
| Cost-of-living index | 112.1 | 90.1 |
| Unemployment rate | 5.24% | 2.15% |
| Population growth (5-yr) | 1.7% | 10.9% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.38 | $5.13 |
| Median home price | $475,622 | $342,936 |
| Home price ÷ income | 6.9× | 4.4× |
| 1-yr home appreciation | -2.9% | 1.5% |
| Price per square foot | $257 | $202 |
| Median rent | $2,693 | $1,309 |
| Total tax burden (% income) | 9.1% | 8.4% |
| Combined sales tax | 7.02% | 6.40% |
| Capital gains tax | None | None |
| Property tax rate | 0.90% | 1.18% |
| Healthcare (annual) | $7,500 | $6,800 |
| Childcare (annual, infant) | $10,000 | $8,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 19 |
| Home insurance / yr | $4,200 | $2,400 |
| Auto insurance / yr | $2,900 | $1,500 |
| Flood insurance / yr | $1,400 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 14.5 |
| Gas $/gal | 3.35 | 3.20 |
| Natural gas / mo | $38 | $64 |
| Water & sewer / mo | $88 | $68 |
| Home internet / mo | $76 | $81 |
| Violent crime /100k | 380 | 400 |
| Avg summer high °F | 91 | 86 |
| Avg winter low °F | 52 | 10 |
| Annual precipitation (in) | 67.4 | 26.0 |
| Annual snowfall (in) | 0.0 | 48.0 |
| Sunshine (% possible) | 70% | 60% |
| Permit difficulty (1–5) | 3 | 2 |