Minneapolis, MN vs Fargo, ND
Moving from Minneapolis to Fargo? Here's what changes — from your equivalent salary to housing ($393,774 → $327,854 median home) and taxes.
Minneapolis vs Fargo at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Minneapolis, MN, you'd need about $85,459 in Fargo, ND (−$14,541).
Livability — Minneapolis, MN: 54 · Fargo, ND: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,285 sqft in Minneapolis vs 2,592 sqft in Fargo ($219 vs $193 per sqft).
Annual cost breakdown (at $100,000)
| Category | Minneapolis, MN | Fargo, ND | Difference |
|---|---|---|---|
| Housing | $20,652 | $13,872 | −$6,780 |
| Groceries | $5,227 | $4,850 | −$377 |
| Transportation | $3,375 | $3,130 | −$245 |
| Utilities | $1,776 | $1,332 | −$444 |
| Insurance | $2,200 | $2,100 | −$100 |
| Taxes | $16,345 | $8,083 | −$8,262 |
| Total | $49,575 | $33,367 | −$16,208 |
Side by side
| Metric | Minneapolis, MN | Fargo, ND |
|---|---|---|
| Cost-of-living index | 104.3 | 89.1 |
| Unemployment rate | 3.90% | 3.11% |
| Population growth (5-yr) | 4.3% | 8.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.93 | $5.07 |
| Median home price | $393,774 | $327,854 |
| Home price ÷ income | 4.2× | 4.5× |
| 1-yr home appreciation | 2.1% | 3.2% |
| Price per square foot | $219 | $193 |
| Median rent | $1,721 | $1,156 |
| Total tax burden (% income) | 12.1% | 8.8% |
| Combined sales tax | 8.10% | 7.04% |
| Capital gains tax | 9.85% | 2.50% |
| Property tax rate | 1.10% | 1.20% |
| Healthcare (annual) | $6,800 | $7,000 |
| Childcare (annual, infant) | $16,000 | $10,000 |
| Vehicle property tax | 1.58% | None |
| Avg commute (min) | 25 | 18 |
| Home insurance / yr | $2,200 | $2,100 |
| Auto insurance / yr | $1,600 | $1,400 |
| Flood insurance / yr | $600 | $650 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.4 | 12.3 |
| Gas $/gal | 3.15 | 3.20 |
| Natural gas / mo | $76 | $62 |
| Water & sewer / mo | $77 | $70 |
| Home internet / mo | $81 | $88 |
| Violent crime /100k | 280 | 290 |
| Avg summer high °F | 83 | 84 |
| Avg winter low °F | 4 | -2 |
| Annual precipitation (in) | 31.6 | 22.6 |
| Annual snowfall (in) | 51.2 | 50.0 |
| Sunshine (% possible) | 58% | 57% |
| Permit difficulty (1–5) | 3 | 2 |