Minneapolis, MN vs Louisville/Jefferson County, KY
Moving from Minneapolis to Louisville/Jefferson County? Here's what changes — from your equivalent salary to housing ($393,774 → $350,000 median home) and taxes.
Minneapolis vs Louisville/Jefferson County at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Minneapolis, MN, you'd need about $89,348 in Louisville/Jefferson County, KY (−$10,652).
Livability — Minneapolis, MN: 54 · Louisville/Jefferson County, KY: 72 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,285 sqft in Minneapolis vs 2,500 sqft in Louisville/Jefferson County ($219 vs $200 per sqft).
Annual cost breakdown (at $100,000)
| Category | Minneapolis, MN | Louisville/Jefferson County, KY | Difference |
|---|---|---|---|
| Housing | $20,652 | $18,000 | −$2,652 |
| Groceries | $5,227 | $4,716 | −$511 |
| Transportation | $3,375 | $3,870 | +$495 |
| Utilities | $1,776 | $1,620 | −$156 |
| Insurance | $2,200 | $2,200 | +$0 |
| Taxes | $16,345 | $7,922 | −$8,423 |
| Total | $49,575 | $38,328 | −$11,247 |
Side by side
| Metric | Minneapolis, MN | Louisville/Jefferson County, KY |
|---|---|---|
| Cost-of-living index | 104.3 | 93.2 |
| Unemployment rate | 3.90% | 4.66% |
| Population growth (5-yr) | 4.3% | 0.3% |
| Air quality (median AQI) | 47 | 51 |
| Big Mac price (est.) | $5.93 | $5.30 |
| Median home price | $393,774 | $350,000 |
| Home price ÷ income | 4.2× | 5.0× |
| 1-yr home appreciation | 2.1% | 3.0% |
| Price per square foot | $219 | $200 |
| Median rent | $1,721 | $1,500 |
| Total tax burden (% income) | 12.1% | 9.6% |
| Combined sales tax | 8.10% | 6.00% |
| Capital gains tax | 9.85% | 4.00% |
| Property tax rate | 1.10% | 0.82% |
| Healthcare (annual) | $6,800 | $6,300 |
| Childcare (annual, infant) | $16,000 | $9,000 |
| Vehicle property tax | 1.58% | 1.44% |
| Avg commute (min) | 25 | 24 |
| Home insurance / yr | $2,200 | $2,200 |
| Auto insurance / yr | $1,600 | $2,200 |
| Flood insurance / yr | $600 | $700 |
| Earthquake insurance / yr | $100 | $250 |
| Electricity ¢/kWh | 16.4 | 15.0 |
| Gas $/gal | 3.15 | 3.10 |
| Violent crime /100k | 280 | 260 |
| Avg summer high °F | 83 | 88 |
| Avg winter low °F | 4 | 26 |
| Permit difficulty (1–5) | 3 | 2 |