Minneapolis, MN vs Lubbock, TX
Moving from Minneapolis to Lubbock? Here's what changes — from your equivalent salary to housing ($393,774 → $213,766 median home) and taxes.
Minneapolis vs Lubbock at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Minneapolis, MN, you'd need about $87,237 in Lubbock, TX (−$12,763).
Livability — Minneapolis, MN: 54 · Lubbock, TX: 74 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,285 sqft in Minneapolis vs 4,912 sqft in Lubbock ($219 vs $102 per sqft).
Annual cost breakdown (at $100,000)
| Category | Minneapolis, MN | Lubbock, TX | Difference |
|---|---|---|---|
| Housing | $20,652 | $17,040 | −$3,612 |
| Groceries | $5,227 | $4,647 | −$580 |
| Transportation | $3,375 | $3,675 | +$300 |
| Utilities | $1,776 | $1,836 | +$60 |
| Insurance | $2,200 | $3,600 | +$1,400 |
| Taxes | $16,345 | $5,790 | −$10,555 |
| Total | $49,575 | $36,588 | −$12,987 |
Side by side
| Metric | Minneapolis, MN | Lubbock, TX |
|---|---|---|
| Cost-of-living index | 104.3 | 91.0 |
| Unemployment rate | 3.90% | 4.56% |
| Population growth (5-yr) | 4.3% | 4.1% |
| Air quality (median AQI) | 47 | 23 |
| Big Mac price (est.) | $5.93 | $5.18 |
| Median home price | $393,774 | $213,766 |
| Home price ÷ income | 4.2× | 3.5× |
| 1-yr home appreciation | 2.1% | 1.7% |
| Price per square foot | $219 | $102 |
| Median rent | $1,721 | $1,420 |
| Total tax burden (% income) | 12.1% | 8.6% |
| Combined sales tax | 8.10% | 8.20% |
| Capital gains tax | 9.85% | None |
| Property tax rate | 1.10% | 1.62% |
| Healthcare (annual) | $6,800 | $6,800 |
| Childcare (annual, infant) | $16,000 | $9,500 |
| Vehicle property tax | 1.58% | None |
| Avg commute (min) | 25 | 17 |
| Home insurance / yr | $2,200 | $3,600 |
| Auto insurance / yr | $1,600 | $2,100 |
| Flood insurance / yr | $600 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.4 | 17.0 |
| Gas $/gal | 3.15 | 3.00 |
| Violent crime /100k | 280 | 430 |
| Avg summer high °F | 83 | 96 |
| Avg winter low °F | 4 | 38 |
| Permit difficulty (1–5) | 3 | 2 |