Mobile, AL vs New York, NY
Moving from Mobile to New York? Here's what changes — from your equivalent salary to housing ($197,857 → $727,625 median home) and taxes.
Mobile vs New York at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Mobile, AL, you'd need about $126,941 in New York, NY (+$26,941).
Livability — Mobile, AL: 73 · New York, NY: 44 (0–100).
What your home budget buys
A $500,000 home budget gets you about 5,181 sqft in Mobile vs 1,099 sqft in New York ($97 vs $455 per sqft).
Annual cost breakdown (at $100,000)
| Category | Mobile, AL | New York, NY | Difference |
|---|---|---|---|
| Housing | $15,876 | $42,036 | +$26,160 |
| Groceries | $4,729 | $5,415 | +$685 |
| Transportation | $3,465 | $3,895 | +$430 |
| Utilities | $1,884 | $3,180 | +$1,296 |
| Insurance | $2,400 | $1,600 | −$800 |
| Taxes | $9,039 | $23,496 | +$14,458 |
| Total | $37,393 | $79,622 | +$42,229 |
Side by side
| Metric | Mobile, AL | New York, NY |
|---|---|---|
| Cost-of-living index | 88.7 | 112.6 |
| Unemployment rate | 5.91% | 6.55% |
| Population growth (5-yr) | 3.6% | -1.4% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.05 | $6.41 |
| Median home price | $197,857 | $727,625 |
| Home price ÷ income | 3.6× | 7.8× |
| 1-yr home appreciation | -0.4% | 4.1% |
| Price per square foot | $97 | $455 |
| Median rent | $1,323 | $3,503 |
| Total tax burden (% income) | 9.8% | 15.9% |
| Combined sales tax | 9.25% | 8.52% |
| Capital gains tax | 5.00% | 10.90% |
| Property tax rate | 0.49% | 1.74% |
| Healthcare (annual) | $6,200 | $7,800 |
| Childcare (annual, infant) | $7,000 | $17,000 |
| Vehicle property tax | 0.70% | None |
| Avg commute (min) | 26 | 36 |
| Home insurance / yr | $2,400 | $1,600 |
| Auto insurance / yr | $1,900 | $2,100 |
| Flood insurance / yr | $800 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.4 | 29.4 |
| Gas $/gal | 2.95 | 3.45 |
| Natural gas / mo | $78 | $98 |
| Water & sewer / mo | $117 | $87 |
| Home internet / mo | $76 | $76 |
| Violent crime /100k | 450 | 350 |
| Avg summer high °F | 91 | 83 |
| Avg winter low °F | 33 | 16 |
| Annual precipitation (in) | 56.6 | 49.5 |
| Annual snowfall (in) | 1.4 | 29.8 |
| Sunshine (% possible) | 62% | 58% |
| Permit difficulty (1–5) | 2 | 5 |