Montgomery, AL vs San Jose, CA
Moving from Montgomery to San Jose? Here's what changes — from your equivalent salary to housing ($214,099 → $1,610,466 median home) and taxes.
Montgomery vs San Jose at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Montgomery, AL, you'd need about $125,709 in San Jose, CA (+$25,709).
Livability — Montgomery, AL: 73 · San Jose, CA: 32 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,789 sqft in Montgomery vs 466 sqft in San Jose ($104 vs $1074 per sqft).
Annual cost breakdown (at $100,000)
| Category | Montgomery, AL | San Jose, CA | Difference |
|---|---|---|---|
| Housing | $16,824 | $43,500 | +$26,676 |
| Groceries | $4,729 | $5,247 | +$517 |
| Transportation | $3,465 | $5,125 | +$1,660 |
| Utilities | $1,884 | $3,804 | +$1,920 |
| Insurance | $2,400 | $1,500 | −$900 |
| Taxes | $8,784 | $25,449 | +$16,666 |
| Total | $38,086 | $84,625 | +$46,539 |
Side by side
| Metric | Montgomery, AL | San Jose, CA |
|---|---|---|
| Cost-of-living index | 89.9 | 113.1 |
| Unemployment rate | 5.56% | 4.50% |
| Population growth (5-yr) | 3.0% | 0.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.12 | $6.43 |
| Median home price | $214,099 | $1,610,466 |
| Home price ÷ income | 3.5× | 10.6× |
| 1-yr home appreciation | 3.7% | -1.4% |
| Price per square foot | $104 | $1074 |
| Median rent | $1,402 | $3,625 |
| Total tax burden (% income) | 9.8% | 13.5% |
| Combined sales tax | 9.25% | 8.82% |
| Capital gains tax | 5.00% | 13.30% |
| Property tax rate | 0.32% | 0.71% |
| Healthcare (annual) | $6,200 | $7,200 |
| Childcare (annual, infant) | $7,000 | $19,000 |
| Vehicle property tax | 0.70% | 0.65% |
| Avg commute (min) | 24 | 28 |
| Home insurance / yr | $2,400 | $1,500 |
| Auto insurance / yr | $1,900 | $2,400 |
| Flood insurance / yr | $800 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 17.4 | 35.3 |
| Gas $/gal | 2.95 | 4.85 |
| Natural gas / mo | $78 | $72 |
| Water & sewer / mo | $117 | $138 |
| Home internet / mo | $76 | $83 |
| Violent crime /100k | 450 | 500 |
| Avg summer high °F | 91 | 84 |
| Avg winter low °F | 33 | 45 |
| Annual precipitation (in) | 56.6 | 13.5 |
| Annual snowfall (in) | 1.4 | 0.0 |
| Sunshine (% possible) | 62% | 68% |
| Permit difficulty (1–5) | 2 | 5 |