Montgomery, AL vs St. Louis, MO
Moving from Montgomery to St. Louis? Here's what changes — from your equivalent salary to housing ($214,099 → $276,878 median home) and taxes.
Montgomery vs St. Louis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Montgomery, AL, you'd need about $105,599 in St. Louis, MO (+$5,599).
Livability — Montgomery, AL: 73 · St. Louis, MO: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 4,789 sqft in Montgomery vs 3,161 sqft in St. Louis ($104 vs $158 per sqft).
Annual cost breakdown (at $100,000)
| Category | Montgomery, AL | St. Louis, MO | Difference |
|---|---|---|---|
| Housing | $16,824 | $17,412 | +$588 |
| Groceries | $4,729 | $4,934 | +$205 |
| Transportation | $3,465 | $3,390 | −$75 |
| Utilities | $1,884 | $1,512 | −$372 |
| Insurance | $2,400 | $2,400 | +$0 |
| Taxes | $8,784 | $10,488 | +$1,705 |
| Total | $38,086 | $40,136 | +$2,051 |
Side by side
| Metric | Montgomery, AL | St. Louis, MO |
|---|---|---|
| Cost-of-living index | 89.9 | 95.0 |
| Unemployment rate | 5.56% | 4.35% |
| Population growth (5-yr) | 3.0% | 0.3% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.12 | $5.40 |
| Median home price | $214,099 | $276,878 |
| Home price ÷ income | 3.5× | 3.7× |
| 1-yr home appreciation | 3.7% | 2.9% |
| Price per square foot | $104 | $158 |
| Median rent | $1,402 | $1,451 |
| Total tax burden (% income) | 9.8% | 9.3% |
| Combined sales tax | 9.25% | 8.38% |
| Capital gains tax | 5.00% | 4.80% |
| Property tax rate | 0.32% | 1.26% |
| Healthcare (annual) | $6,200 | $6,400 |
| Childcare (annual, infant) | $7,000 | $10,000 |
| Vehicle property tax | 0.70% | 2.55% |
| Avg commute (min) | 24 | 25 |
| Home insurance / yr | $2,400 | $2,400 |
| Auto insurance / yr | $1,900 | $1,800 |
| Flood insurance / yr | $800 | $750 |
| Earthquake insurance / yr | $100 | $400 |
| Electricity ¢/kWh | 17.4 | 14.0 |
| Gas $/gal | 2.95 | 3.00 |
| Natural gas / mo | $78 | $72 |
| Water & sewer / mo | $117 | $184 |
| Home internet / mo | $76 | $86 |
| Violent crime /100k | 450 | 490 |
| Avg summer high °F | 91 | 89 |
| Avg winter low °F | 33 | 22 |
| Annual precipitation (in) | 56.6 | 41.7 |
| Annual snowfall (in) | 1.4 | 16.6 |
| Sunshine (% possible) | 62% | 57% |
| Permit difficulty (1–5) | 2 | 2 |