Naples, FL vs San Jose, CA
Moving from Naples to San Jose? Here's what changes — from your equivalent salary to housing ($556,339 → $1,610,466 median home) and taxes.
Naples vs San Jose at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Naples, FL, you'd need about $106,180 in San Jose, CA (+$6,180).
Livability — Naples, FL: 59 · San Jose, CA: 32 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,663 sqft in Naples vs 466 sqft in San Jose ($301 vs $1074 per sqft).
Annual cost breakdown (at $100,000)
| Category | Naples, FL | San Jose, CA | Difference |
|---|---|---|---|
| Housing | $32,868 | $43,500 | +$10,632 |
| Groceries | $4,813 | $5,247 | +$433 |
| Transportation | $4,800 | $5,125 | +$325 |
| Utilities | $1,656 | $3,804 | +$2,148 |
| Insurance | $4,200 | $1,500 | −$2,700 |
| Taxes | $5,521 | $25,449 | +$19,928 |
| Total | $53,858 | $84,625 | +$30,766 |
Side by side
| Metric | Naples, FL | San Jose, CA |
|---|---|---|
| Cost-of-living index | 106.5 | 113.1 |
| Unemployment rate | 4.28% | 4.50% |
| Population growth (5-yr) | 6.6% | 0.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.06 | $6.43 |
| Median home price | $556,339 | $1,610,466 |
| Home price ÷ income | 6.8× | 10.6× |
| 1-yr home appreciation | -5.0% | -1.4% |
| Price per square foot | $301 | $1074 |
| Median rent | $2,739 | $3,625 |
| Total tax burden (% income) | 9.1% | 13.5% |
| Combined sales tax | 7.02% | 8.82% |
| Capital gains tax | None | 13.30% |
| Property tax rate | 0.69% | 0.71% |
| Healthcare (annual) | $7,500 | $7,200 |
| Childcare (annual, infant) | $10,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 26 | 28 |
| Home insurance / yr | $4,200 | $1,500 |
| Auto insurance / yr | $2,900 | $2,400 |
| Flood insurance / yr | $1,400 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 15.4 | 35.3 |
| Gas $/gal | 3.35 | 4.85 |
| Natural gas / mo | $38 | $72 |
| Water & sewer / mo | $88 | $138 |
| Home internet / mo | $76 | $83 |
| Violent crime /100k | 380 | 500 |
| Avg summer high °F | 91 | 84 |
| Avg winter low °F | 52 | 45 |
| Annual precipitation (in) | 51.5 | 13.5 |
| Annual snowfall (in) | 0.0 | 0.0 |
| Sunshine (% possible) | 70% | 68% |
| Permit difficulty (1–5) | 3 | 5 |