Nashville, TN vs Duluth, MN
Moving from Nashville to Duluth? Here's what changes — from your equivalent salary to housing ($455,958 → $264,350 median home) and taxes.
Nashville vs Duluth at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Nashville, TN, you'd need about $89,855 in Duluth, MN (−$10,145).
Livability — Nashville, TN: 63 · Duluth, MN: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,193 sqft in Nashville vs 3,404 sqft in Duluth ($228 vs $147 per sqft).
Annual cost breakdown (at $100,000)
| Category | Nashville, TN | Duluth, MN | Difference |
|---|---|---|---|
| Housing | $21,576 | $16,572 | −$5,004 |
| Groceries | $4,715 | $4,846 | +$132 |
| Transportation | $3,130 | $3,375 | +$245 |
| Utilities | $1,608 | $1,776 | +$168 |
| Insurance | $2,200 | $2,200 | +$0 |
| Taxes | $5,231 | $14,852 | +$9,622 |
| Total | $38,459 | $43,621 | +$5,162 |
Side by side
| Metric | Nashville, TN | Duluth, MN |
|---|---|---|
| Cost-of-living index | 97.0 | 87.2 |
| Unemployment rate | 3.80% | 4.41% |
| Population growth (5-yr) | 8.8% | 4.4% |
| Air quality (median AQI) | 51 | 39 |
| Big Mac price (est.) | $5.52 | $4.96 |
| Median home price | $455,958 | $264,350 |
| Home price ÷ income | 5.8× | 3.9× |
| 1-yr home appreciation | -0.9% | 6.6% |
| Price per square foot | $228 | $147 |
| Median rent | $1,798 | $1,381 |
| Total tax burden (% income) | 7.6% | 12.1% |
| Combined sales tax | 9.55% | 8.10% |
| Capital gains tax | None | 9.85% |
| Property tax rate | 0.55% | 1.12% |
| Healthcare (annual) | $6,300 | $6,800 |
| Childcare (annual, infant) | $9,000 | $16,000 |
| Vehicle property tax | None | 1.58% |
| Avg commute (min) | 28 | 20 |
| Home insurance / yr | $2,200 | $2,200 |
| Auto insurance / yr | $1,600 | $1,600 |
| Flood insurance / yr | $700 | $600 |
| Earthquake insurance / yr | $350 | $100 |
| Electricity ¢/kWh | 14.9 | 16.4 |
| Gas $/gal | 2.95 | 3.15 |
| Violent crime /100k | 600 | 280 |
| Avg summer high °F | 89 | 83 |
| Avg winter low °F | 30 | 4 |
| Permit difficulty (1–5) | 2 | 3 |