Nashville, TN vs Springfield, MA
Moving from Nashville to Springfield? Here's what changes — from your equivalent salary to housing ($455,958 → $376,017 median home) and taxes.
Nashville vs Springfield at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Nashville, TN, you'd need about $101,076 in Springfield, MA (+$1,076).
Livability — Nashville, TN: 63 · Springfield, MA: 60 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,193 sqft in Nashville vs 2,260 sqft in Springfield ($228 vs $221 per sqft).
Annual cost breakdown (at $100,000)
| Category | Nashville, TN | Springfield, MA | Difference |
|---|---|---|---|
| Housing | $21,576 | $23,292 | +$1,716 |
| Groceries | $4,715 | $4,938 | +$223 |
| Transportation | $3,130 | $3,210 | +$80 |
| Utilities | $1,608 | $3,180 | +$1,572 |
| Insurance | $2,200 | $1,800 | −$400 |
| Taxes | $5,231 | $15,617 | +$10,386 |
| Total | $38,459 | $52,036 | +$13,577 |
Side by side
| Metric | Nashville, TN | Springfield, MA |
|---|---|---|
| Cost-of-living index | 97.0 | 98.1 |
| Unemployment rate | 3.80% | 5.93% |
| Population growth (5-yr) | 8.8% | 9.4% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.52 | $5.58 |
| Median home price | $455,958 | $376,017 |
| Home price ÷ income | 5.8× | 5.3× |
| 1-yr home appreciation | -0.9% | 2.7% |
| Price per square foot | $228 | $221 |
| Median rent | $1,798 | $1,941 |
| Total tax burden (% income) | 7.6% | 11.5% |
| Combined sales tax | 9.55% | 6.25% |
| Capital gains tax | None | 9.00% |
| Property tax rate | 0.55% | 1.59% |
| Healthcare (annual) | $6,300 | $8,200 |
| Childcare (annual, infant) | $9,000 | $21,000 |
| Vehicle property tax | None | 2.25% |
| Avg commute (min) | 28 | 23 |
| Home insurance / yr | $2,200 | $1,800 |
| Auto insurance / yr | $1,600 | $1,500 |
| Flood insurance / yr | $700 | $800 |
| Earthquake insurance / yr | $350 | $100 |
| Electricity ¢/kWh | 14.9 | 29.4 |
| Gas $/gal | 2.95 | 3.30 |
| Natural gas / mo | $62 | $108 |
| Water & sewer / mo | $121 | $71 |
| Home internet / mo | $80 | $78 |
| Violent crime /100k | 600 | 330 |
| Avg summer high °F | 89 | 82 |
| Avg winter low °F | 30 | 22 |
| Annual precipitation (in) | 50.5 | 47.1 |
| Annual snowfall (in) | 4.7 | 51.7 |
| Sunshine (% possible) | 56% | 56% |
| Permit difficulty (1–5) | 2 | 4 |