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New York, NY vs Hagerstown, MD

Moving from New York to Hagerstown? Here's what changes — from your equivalent salary to housing ($727,625 → $324,997 median home) and taxes.

New York vs Hagerstown at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

New York, NY Hagerstown, MD Cost-of-living index New York, NY — Cost-of-living index: 113 113 Hagerstown, MD — Cost-of-living index: 95 95 Median home price New York, NY — Median home price: $728k $728k Hagerstown, MD — Median home price: $325k $325k Price per sqft New York, NY — Price per sqft: $455 $455 Hagerstown, MD — Price per sqft: $171 $171 Median rent New York, NY — Median rent: $3,503 $3,503 Hagerstown, MD — Median rent: $1,596 $1,596 Combined sales tax New York, NY — Combined sales tax: 8.5% 8.5% Hagerstown, MD — Combined sales tax: 6.0% 6.0% Property tax rate New York, NY — Property tax rate: 1.74% 1.74% Hagerstown, MD — Property tax rate: 0.70% 0.70% Violent crime /100k New York, NY — Violent crime /100k: 350 350 Hagerstown, MD — Violent crime /100k: 450 450 Electricity ¢/kWh New York, NY — Electricity ¢/kWh: 29.4 29.4 Hagerstown, MD — Electricity ¢/kWh: 22.1 22.1 Avg commute (min) New York, NY — Avg commute (min): 36 36 Hagerstown, MD — Avg commute (min): 31 31 Avg summer high °F New York, NY — Avg summer high °F: 83° 83° Hagerstown, MD — Avg summer high °F: 88° 88° Avg winter low °F New York, NY — Avg winter low °F: 16° 16° Hagerstown, MD — Avg winter low °F: 27° 27°

To keep the same standard of living as $100,000 in New York, NY, you'd need about $84,655 in Hagerstown, MD (−$15,345).

Livability — New York, NY: 44 · Hagerstown, MD: 65 (0–100).

What your home budget buys

A $500,000 home budget gets you about 1,099 sqft in New York vs 2,922 sqft in Hagerstown ($455 vs $171 per sqft).

Annual cost breakdown (at $100,000)

CategoryNew York, NYHagerstown, MDDifference
Housing $42,036 $19,152 −$22,884
Groceries $5,415 $4,805 −$610
Transportation $3,895 $3,685 −$210
Utilities $3,180 $2,388 −$792
Insurance $1,600 $1,400 −$200
Taxes $23,496 $9,558 −$13,938
Total $79,622 $40,988 −$38,634

Side by side

MetricNew York, NYHagerstown, MD
Cost-of-living index112.695.4
Unemployment rate6.55%4.84%
Population growth (5-yr)-1.4%13.0%
Air quality (median AQI)5242
Big Mac price (est.)$6.41$5.43
Median home price$727,625$324,997
Home price ÷ income7.8×4.5×
1-yr home appreciation4.1%2.6%
Price per square foot$455$171
Median rent$3,503$1,596
Total tax burden (% income)15.9%11.3%
Combined sales tax8.52%6.00%
Capital gains tax10.90%5.75%
Property tax rate1.74%0.70%
Healthcare (annual)$7,800$7,200
Childcare (annual, infant)$17,000$16,000
Vehicle property taxNoneNone
Avg commute (min)3631
Home insurance / yr$1,600$1,400
Auto insurance / yr$2,100$1,900
Flood insurance / yr$800$750
Earthquake insurance / yr$100$100
Electricity ¢/kWh29.422.1
Gas $/gal3.453.30
Violent crime /100k350450
Avg summer high °F8388
Avg winter low °F1627
Permit difficulty (1–5)54
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