New York, NY vs Ogden, UT
Moving from New York to Ogden? Here's what changes — from your equivalent salary to housing ($727,625 → $520,531 median home) and taxes.
New York vs Ogden at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in New York, NY, you'd need about $85,338 in Ogden, UT (−$14,662).
Livability — New York, NY: 44 · Ogden, UT: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,099 sqft in New York vs 2,017 sqft in Ogden ($455 vs $248 per sqft).
Annual cost breakdown (at $100,000)
| Category | New York, NY | Ogden, UT | Difference |
|---|---|---|---|
| Housing | $42,036 | $19,560 | −$22,476 |
| Groceries | $5,415 | $4,736 | −$679 |
| Transportation | $3,895 | $3,450 | −$445 |
| Utilities | $3,180 | $1,440 | −$1,740 |
| Insurance | $1,600 | $1,200 | −$400 |
| Taxes | $23,496 | $9,433 | −$14,063 |
| Total | $79,622 | $39,818 | −$39,803 |
Side by side
| Metric | New York, NY | Ogden, UT |
|---|---|---|
| Cost-of-living index | 112.6 | 96.1 |
| Unemployment rate | 6.55% | 2.70% |
| Population growth (5-yr) | -1.4% | 8.5% |
| Air quality (median AQI) | 52 | 50 |
| Big Mac price (est.) | $6.41 | $5.47 |
| Median home price | $727,625 | $520,531 |
| Home price ÷ income | 7.8× | 5.7× |
| 1-yr home appreciation | 4.1% | 2.1% |
| Price per square foot | $455 | $248 |
| Median rent | $3,503 | $1,630 |
| Total tax burden (% income) | 15.9% | 12.1% |
| Combined sales tax | 8.52% | 7.19% |
| Capital gains tax | 10.90% | 4.65% |
| Property tax rate | 1.74% | 0.59% |
| Healthcare (annual) | $7,800 | $6,000 |
| Childcare (annual, infant) | $17,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 36 | 23 |
| Home insurance / yr | $1,600 | $1,200 |
| Auto insurance / yr | $2,100 | $1,500 |
| Flood insurance / yr | $800 | $500 |
| Earthquake insurance / yr | $100 | $450 |
| Electricity ¢/kWh | 29.4 | 13.3 |
| Gas $/gal | 3.45 | 3.60 |
| Violent crime /100k | 350 | 260 |
| Avg summer high °F | 83 | 92 |
| Avg winter low °F | 16 | 24 |
| Permit difficulty (1–5) | 5 | 2 |