Ocala, FL vs Cleveland, OH
Moving from Ocala to Cleveland? Here's what changes — from your equivalent salary to housing ($273,318 → $252,210 median home) and taxes.
Ocala vs Cleveland at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Ocala, FL, you'd need about $95,407 in Cleveland, OH (−$4,593).
Livability — Ocala, FL: 70 · Cleveland, OH: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,385 sqft in Ocala vs 3,270 sqft in Cleveland ($148 vs $153 per sqft).
Annual cost breakdown (at $100,000)
| Category | Ocala, FL | Cleveland, OH | Difference |
|---|---|---|---|
| Housing | $19,380 | $17,532 | −$1,848 |
| Groceries | $4,813 | $4,830 | +$17 |
| Transportation | $4,800 | $3,025 | −$1,775 |
| Utilities | $1,656 | $2,100 | +$444 |
| Insurance | $4,200 | $1,300 | −$2,900 |
| Taxes | $4,004 | $9,518 | +$5,514 |
| Total | $38,853 | $38,305 | −$548 |
Side by side
| Metric | Ocala, FL | Cleveland, OH |
|---|---|---|
| Cost-of-living index | 95.8 | 91.4 |
| Unemployment rate | 5.87% | 5.88% |
| Population growth (5-yr) | 10.0% | 0.8% |
| Air quality (median AQI) | 49 | 55 |
| Big Mac price (est.) | $5.45 | $5.20 |
| Median home price | $273,318 | $252,210 |
| Home price ÷ income | 4.9× | 3.8× |
| 1-yr home appreciation | -2.6% | 4.3% |
| Price per square foot | $148 | $153 |
| Median rent | $1,615 | $1,461 |
| Total tax burden (% income) | 9.1% | 10.0% |
| Combined sales tax | 7.02% | 7.24% |
| Capital gains tax | None | 3.50% |
| Property tax rate | 0.79% | 1.84% |
| Healthcare (annual) | $7,500 | $6,400 |
| Childcare (annual, infant) | $10,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 26 | 25 |
| Home insurance / yr | $4,200 | $1,300 |
| Auto insurance / yr | $2,900 | $1,300 |
| Flood insurance / yr | $1,400 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 19.5 |
| Gas $/gal | 3.35 | 3.25 |
| Violent crime /100k | 380 | 300 |
| Avg summer high °F | 91 | 85 |
| Avg winter low °F | 52 | 20 |
| Permit difficulty (1–5) | 3 | 2 |